TRICARE Treatment Centers in Saint Clair County, MI

Photo of Colonial Woods Christian Counseling Center, Treatment Center in Saint Clair County, MI
Colonial Woods Christian Counseling Center
Treatment Center, LMSW, ACSW
Verified Verified
Port Huron, MI 48060
Our Center combines professional counseling with reasonable fees - while recognizing the spiritual dimension of the individual seeking assistance. All of our therapists are state-licensed and ready to serve your counseling needs. Most insurances accepted.
Our Center combines professional counseling with reasonable fees - while recognizing the spiritual dimension of the individual seeking assistance. All of our therapists are state-licensed and ready to serve your counseling needs. Most insurances accepted.
(810) 375-7471 View (810) 375-7471
Photo of Substance Abuse Treatment | Harbor Oaks Hospital, Treatment Center in Saint Clair County, MI
Substance Abuse Treatment | Harbor Oaks Hospital
Treatment Center
Not Verified Not Verified
Saint Clair, MI 48079
At Harbor Oaks, we believe each one of our patients is capable of change and that mental illnesses and addictions are very treatable concerns. Each programming option we offer includes evidence-based therapeutic interventions and treatment modalities that are proven effective in changing people's lives for the better. Whether it is you, your child, spouse, or other loved one who is in need of treatment, our staff of compassionate clinical professionals will do all that they can to ensure that you or someone you care about receives the most appropriate care available. These same professionals broach the treatment of mental health disorders and substance abuse in a holistic manner, taking into account the emotional, psychological, spiritual, and social wellbeing of each patient. Symptoms and addictions are not the focus of the treatment at Harbor Oaks Hospital, but rather the patient and what he or she requires of us in order to move forward in life is where our treatment planning process stems from. In choosing Harbor Oaks Hospital for treatment, you will be welcomed as if you are a member of our family, respected and care for, with your dignity preserved for the duration of your time with us.
At Harbor Oaks, we believe each one of our patients is capable of change and that mental illnesses and addictions are very treatable concerns. Each programming option we offer includes evidence-based therapeutic interventions and treatment modalities that are proven effective in changing people's lives for the better. Whether it is you, your child, spouse, or other loved one who is in need of treatment, our staff of compassionate clinical professionals will do all that they can to ensure that you or someone you care about receives the most appropriate care available. These same professionals broach the treatment of mental health disorders and substance abuse in a holistic manner, taking into account the emotional, psychological, spiritual, and social wellbeing of each patient. Symptoms and addictions are not the focus of the treatment at Harbor Oaks Hospital, but rather the patient and what he or she requires of us in order to move forward in life is where our treatment planning process stems from. In choosing Harbor Oaks Hospital for treatment, you will be welcomed as if you are a member of our family, respected and care for, with your dignity preserved for the duration of your time with us.
(844) 203-1447 View (844) 203-1447
Photo of Harbor Oaks Hospital - Children's Inpatient, Treatment Center in Saint Clair County, MI
Harbor Oaks Hospital - Children's Inpatient
Treatment Center
Verified Verified
Harbor Oaks Hospital offers a premier inpatient program for children and adolescents ages 4-17 who are struggling with disruptive symptoms of mental health concerns. In the pediatric inpatient program, we provide separate units for children and teens, including a specialized inpatient pediatric unit (SIPU) for those who have an autism spectrum disorder or intellectual disability diagnosis. The average length of stay in the inpatient program is seven to 10 days, although patients in the SIPU may require a longer length of stay, typically 14-28 days. We strive to meet each young person where they are on their journey to improved wellness, providing them with the focused support and age-appropriate services they need to get well. During treatment, our patients receive evidence-based care that can include cognitive behavioral therapy and dialectical behavior therapy. Our team understands that children and adolescents may respond differently to certain therapies, and we are committed to getting to know our patients personally so that we can provide them with the most effective interventions for their needs.
Harbor Oaks Hospital offers a premier inpatient program for children and adolescents ages 4-17 who are struggling with disruptive symptoms of mental health concerns. In the pediatric inpatient program, we provide separate units for children and teens, including a specialized inpatient pediatric unit (SIPU) for those who have an autism spectrum disorder or intellectual disability diagnosis. The average length of stay in the inpatient program is seven to 10 days, although patients in the SIPU may require a longer length of stay, typically 14-28 days. We strive to meet each young person where they are on their journey to improved wellness, providing them with the focused support and age-appropriate services they need to get well. During treatment, our patients receive evidence-based care that can include cognitive behavioral therapy and dialectical behavior therapy. Our team understands that children and adolescents may respond differently to certain therapies, and we are committed to getting to know our patients personally so that we can provide them with the most effective interventions for their needs.
(844) 203-1447 View (844) 203-1447
Photo of Harbor Oaks Hospital Depression Treatment, Treatment Center in Saint Clair County, MI
Harbor Oaks Hospital Depression Treatment
Treatment Center
Verified Verified
Port Huron, MI 48060
At Harbor Oaks Hospital, we provide an efficient admissions process, with intake staff available 24 hours a day, seven days a week to help people get the care they need quickly. Potential patients can contact our intake department by phone or through our website. Before admission to our depression treatment program, our team conducts an assessment for each potential patient that helps us determine if our facility is right for them. We can also verify benefits with their health insurance provider at this time. Following the individual’s evaluation, one of our doctors recommends the most appropriate level of care for them. Our team is dedicated to helping each person who turns to us for support take the first brave step toward a brighter, happier future. If we decide that another treatment center may be a better fit, we can make a referral to a vetted and trusted depression treatment provider in the area. To learn more about our depression treatment program and whether our comprehensive services can help you on your journey to healing, we encourage you to contact our team today.
At Harbor Oaks Hospital, we provide an efficient admissions process, with intake staff available 24 hours a day, seven days a week to help people get the care they need quickly. Potential patients can contact our intake department by phone or through our website. Before admission to our depression treatment program, our team conducts an assessment for each potential patient that helps us determine if our facility is right for them. We can also verify benefits with their health insurance provider at this time. Following the individual’s evaluation, one of our doctors recommends the most appropriate level of care for them. Our team is dedicated to helping each person who turns to us for support take the first brave step toward a brighter, happier future. If we decide that another treatment center may be a better fit, we can make a referral to a vetted and trusted depression treatment provider in the area. To learn more about our depression treatment program and whether our comprehensive services can help you on your journey to healing, we encourage you to contact our team today.
(844) 203-1447 View (844) 203-1447
Photo of Stepping Stones Counseling Center, PLLC, Treatment Center in Saint Clair County, MI
Stepping Stones Counseling Center, PLLC
Treatment Center
Verified Verified
1 Endorsed
Algonac, MI 48001
Our mission and vision at Stepping Stones is to help people attain their fullest potential based on their own unique strengths and abilities by providing comprehensive and integrated treatment that promotes health and quality of life. We also employ the highest standard of professionalism and confidentiality and have worked to offer a comfortable and compassionate environment.
Our mission and vision at Stepping Stones is to help people attain their fullest potential based on their own unique strengths and abilities by providing comprehensive and integrated treatment that promotes health and quality of life. We also employ the highest standard of professionalism and confidentiality and have worked to offer a comfortable and compassionate environment.
(586) 204-1914 View (586) 204-1914

Online Treatment Centers

Photo of Beverly Hills Therapy Group, Treatment Center in Saint Clair County, MI
Beverly Hills Therapy Group
Treatment Center, MA, LPC, NCC, CCTP
Verified Verified
Beverly Hills, MI 48025
We offer compassionate, confidential and skillful psychotherapeutic counseling to individuals of all ages, couples and families. Our licensed and experienced professionals help people every day with issues such as anxiety, depression, grief, relationship problems, disordered eating, self harm, suicidal ideation and trauma, among others. We know that life can be difficult, and also know that the human capacity for growth and change is truly remarkable. We are here to help you every step of the way.
We offer compassionate, confidential and skillful psychotherapeutic counseling to individuals of all ages, couples and families. Our licensed and experienced professionals help people every day with issues such as anxiety, depression, grief, relationship problems, disordered eating, self harm, suicidal ideation and trauma, among others. We know that life can be difficult, and also know that the human capacity for growth and change is truly remarkable. We are here to help you every step of the way.
(248) 206-2080 View (248) 206-2080
Photo of Northbrook Psychological Clinic, Treatment Center in Saint Clair County, MI
Northbrook Psychological Clinic
Treatment Center, PhD, LMSW, PsyD, LPC
Verified Verified
Novi, MI 48375
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
(248) 344-7420 View (248) 344-7420
Photo of Skywood Recovery, Treatment Center in Saint Clair County, MI
Skywood Recovery
Treatment Center
Not Verified Not Verified
Royal Oak, MI 48067
Since 2016 we have been the leader of co-occurring addiction/mental health treatment services in Michigan. Our passionate team at Skywood is clinically prepared to facilitate medically supervised Detox, Residential Inpatient, Partial Hospitalization, Intensive outpatient, and/or Virtual outpatient services. Our serene 300-acre campus provides patients the ultimate tranquil experience with miles of walking trails, fishing ponds, climbing walls, yoga, bicycle rides, disc golf and plenty of sober activities. Skywood utilizes a multi-modality approach featuring the following: · Individual Psychotherapy · Acceptance and Commitment · Cognitive Behavioral Therapy · Refuge Recovery · Dialectical Behavioral Therapy · Equine Therapy · Motivational Interviewing · Adventure Therapy · Art Therapy · Music Therapy · Family Therapy · Relapse Prevention · Wellbriety · S.M.A.R.T. Recovery
Since 2016 we have been the leader of co-occurring addiction/mental health treatment services in Michigan. Our passionate team at Skywood is clinically prepared to facilitate medically supervised Detox, Residential Inpatient, Partial Hospitalization, Intensive outpatient, and/or Virtual outpatient services. Our serene 300-acre campus provides patients the ultimate tranquil experience with miles of walking trails, fishing ponds, climbing walls, yoga, bicycle rides, disc golf and plenty of sober activities. Skywood utilizes a multi-modality approach featuring the following: · Individual Psychotherapy · Acceptance and Commitment · Cognitive Behavioral Therapy · Refuge Recovery · Dialectical Behavioral Therapy · Equine Therapy · Motivational Interviewing · Adventure Therapy · Art Therapy · Music Therapy · Family Therapy · Relapse Prevention · Wellbriety · S.M.A.R.T. Recovery
(269) 388-8730 View (269) 388-8730
Photo of Drug Free Recovery Outpatient Treatment Center, Treatment Center in Saint Clair County, MI
Drug Free Recovery Outpatient Treatment Center
Treatment Center, LMSW, DCSW, CAADC, CCJP
Not Verified Not Verified
Novi, MI 48377
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
(947) 333-8901 View (947) 333-8901
Photo of Midland Psychological Services, Treatment Center in Saint Clair County, MI
Midland Psychological Services
Treatment Center
Verified Verified
Midland, MI 48640
At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
(989) 270-0611 View (989) 270-0611
Photo of Silver Linings Counseling, Treatment Center in Saint Clair County, MI
Silver Linings Counseling
Treatment Center, PhD, LP
Verified Verified
If the challenges in your life feel like they are uncontrollable, we encourage you to take the time for yourself by reaching out to us for support. It is the goal of Silver Linings Counseling to help you navigate through any obstacle you may have, because we know that life can be difficult and overwhelming. Our goal is to help you create positive change in your life to aid in your happiness and well-being. We believe in strong emotional support, a healthy perspective, and hard work.
If the challenges in your life feel like they are uncontrollable, we encourage you to take the time for yourself by reaching out to us for support. It is the goal of Silver Linings Counseling to help you navigate through any obstacle you may have, because we know that life can be difficult and overwhelming. Our goal is to help you create positive change in your life to aid in your happiness and well-being. We believe in strong emotional support, a healthy perspective, and hard work.
(586) 501-8065 View (586) 501-8065
Photo of Easterseals MORC, Treatment Center in Saint Clair County, MI
Easterseals MORC
Treatment Center
Verified Verified
Auburn Hills, MI 48326
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
(248) 602-2894 View (248) 602-2894
Photo of Bluestone Children's Center, Treatment Center in Saint Clair County, MI
Bluestone Children's Center
Treatment Center, MS, BCBA, LBA
Verified Verified
Livonia, MI 48150
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
(734) 875-9417 View (734) 875-9417
Photo of Dennis, Moye, Branstetter & Associates, Treatment Center in Saint Clair County, MI
Dennis, Moye, Branstetter & Associates
Treatment Center, LMSW, PhD, PsyD, MD, LMFT
Verified Verified
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
(248) 728-6742 View (248) 728-6742
Photo of Home of New Vision, Treatment Center in Saint Clair County, MI
Home of New Vision
Treatment Center
Verified Verified
Ann Arbor, MI 48104
Home of New Vision provides outpatient therapeutic approaches to individuals addressing mental health and substance use disorders in a warm, welcoming environment that puts the needs of the client first. Therapists are trained in the treatment of mental health and substance use disorders and utilize a client centered approach which drives the goals of the clients seen. Individuals work with their therapist to create a client-centered treatment plan and achieve the goals identified by the client. Along with outpatient clinical services, Home of New Vision offers wrap-around services which includes Recovery Peer Coaches and Case Managers which help clients remove barriers and move towards empowerment. Home of New Vision has licensed psychiatrists on staff to address medication needs for clients that are currently in services.
Home of New Vision provides outpatient therapeutic approaches to individuals addressing mental health and substance use disorders in a warm, welcoming environment that puts the needs of the client first. Therapists are trained in the treatment of mental health and substance use disorders and utilize a client centered approach which drives the goals of the clients seen. Individuals work with their therapist to create a client-centered treatment plan and achieve the goals identified by the client. Along with outpatient clinical services, Home of New Vision offers wrap-around services which includes Recovery Peer Coaches and Case Managers which help clients remove barriers and move towards empowerment. Home of New Vision has licensed psychiatrists on staff to address medication needs for clients that are currently in services.
(734) 415-4680 View (734) 415-4680
Photo of New Oakland Family Centers, Treatment Center in Saint Clair County, MI
New Oakland Family Centers
Treatment Center
Not Verified Not Verified
Clarkston, MI 48346
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
(855) 782-1899 View (855) 782-1899
Photo of Alpha Family Counseling, Treatment Center in Saint Clair County, MI
Alpha Family Counseling
Treatment Center, MSW, LMSW, ACSW, CAAC
Verified Verified
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
(248) 218-1520 View (248) 218-1520
Photo of CCMC Psychological Services, Treatment Center in Saint Clair County, MI
CCMC Psychological Services
Treatment Center, LMSW
Verified Verified
Saint Johns, MI 48879
Our mission is to provide the highest quality mental health treatment. Our office has multiple mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
Our mission is to provide the highest quality mental health treatment. Our office has multiple mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
(989) 252-7229 View (989) 252-7229
Photo of Michigan Psychological Care - Alma, Treatment Center in Saint Clair County, MI
Michigan Psychological Care - Alma
Treatment Center, PsyD, LPC, LMSW, TLLP
Not Verified Not Verified
Saint Johns, MI 48879
Our mission is to provide the highest quality mental health treatment. Our office has several mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
Our mission is to provide the highest quality mental health treatment. Our office has several mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
(989) 292-3572 View (989) 292-3572
Photo of Michigan Psychological Care - Howell, Treatment Center in Saint Clair County, MI
Michigan Psychological Care - Howell
Treatment Center
Verified Verified
Howell, MI 48843
We're Here to Help! At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
We're Here to Help! At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
(517) 994-1536 View (517) 994-1536

See more therapy options for Saint Clair County

TRICARE Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy