TRICARE Treatment Centers in Cook County, IL

Photo of Symetria Recovery — Palos Heights, Treatment Center in Cook County, IL
Symetria Recovery — Palos Heights
Treatment Center, Drugs &, Alcohol
Verified Verified
Palos Heights, IL 60463
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(708) 480-9765 View (708) 480-9765
Photo of Erikson Center for Children and Families, Treatment Center in Cook County, IL
Erikson Center for Children and Families
Treatment Center, LCSWs
Verified Verified
Chicago, IL 60654
You may be pregnant or a new mom (or dad) with anxiety or depression struggling to connect with your baby, a parent of a 2-year-old who is having temper tantrums or a foster parent overwhelmed by the challenges of the child in your care. You might be a family facing significant life stresses like deportation, divorce or domestic violence and wondering about the impact on your child. Perhaps your child’s teacher told you your child is not keeping up, is aggressive or having trouble making friends. You may have concerns that your child has developmental challenges that are impacting their relationships and behavior. We are here to help.
You may be pregnant or a new mom (or dad) with anxiety or depression struggling to connect with your baby, a parent of a 2-year-old who is having temper tantrums or a foster parent overwhelmed by the challenges of the child in your care. You might be a family facing significant life stresses like deportation, divorce or domestic violence and wondering about the impact on your child. Perhaps your child’s teacher told you your child is not keeping up, is aggressive or having trouble making friends. You may have concerns that your child has developmental challenges that are impacting their relationships and behavior. We are here to help.
(872) 219-0159 View (872) 219-0159
Photo of SunCloud Health Outpatient & Residential Treatment, Treatment Center in Cook County, IL
SunCloud Health Outpatient & Residential Treatment
Treatment Center
Verified Verified
Northbrook, IL 60062
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
(224) 571-9257 View (224) 571-9257
Photo of Guided Path Psychological Services, LLC, Treatment Center in Cook County, IL
Guided Path Psychological Services, LLC
Treatment Center, PsyD, LCPC
Verified Verified
Palatine, IL 60074
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
(847) 241-1957 View (847) 241-1957
Photo of Skyway Behavioral Health, Treatment Center in Cook County, IL
Skyway Behavioral Health
Treatment Center, PhD
Verified Verified
Skokie, IL 60076
Skyway Behavioral Health offers outpatient therapy, intensive outpatient, and partial hospitalization programming for clients struggling with traumatic stress disorders (PTSD, attachment trauma, complex PTSD) and related symptoms (eating disorders, mood disorders, anxiety disorders, and personality disorders.) We offer full fidelity Dialectical Behavior Therapy including individual therapy, DBT skills groups, phone coaching, and a DBT consultation team for our staff. We also offer evidence based trauma treatments including Cognitive Processing Therapy, Dialectical Behavior Therapy Prolonged Exposure, Prolonged Exposure, EMDR, Sensorimotor Psychotherapy, Polyvagal Theory Informed Therapy, and Yoga for Trauma.
Skyway Behavioral Health offers outpatient therapy, intensive outpatient, and partial hospitalization programming for clients struggling with traumatic stress disorders (PTSD, attachment trauma, complex PTSD) and related symptoms (eating disorders, mood disorders, anxiety disorders, and personality disorders.) We offer full fidelity Dialectical Behavior Therapy including individual therapy, DBT skills groups, phone coaching, and a DBT consultation team for our staff. We also offer evidence based trauma treatments including Cognitive Processing Therapy, Dialectical Behavior Therapy Prolonged Exposure, Prolonged Exposure, EMDR, Sensorimotor Psychotherapy, Polyvagal Theory Informed Therapy, and Yoga for Trauma.
(847) 925-7492 View (847) 925-7492
Photo of Symetria Recovery — Chicago , Treatment Center in Cook County, IL
Symetria Recovery — Chicago
Treatment Center, Drugs &, Alcohol
Verified Verified
Chicago, IL 60613
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(872) 204-2070 View (872) 204-2070
Behavioral Healthcare Providers, LTD
Treatment Center
Verified Verified
Schaumburg, IL 60194
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
(847) 592-0626 View (847) 592-0626
Photo of SunCloud Health Outpatient & Residential Treatment, Treatment Center in Cook County, IL
SunCloud Health Outpatient & Residential Treatment
Treatment Center
Verified Verified
Chicago, IL 60614
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
(224) 808-3255 View (224) 808-3255
Photo of Core Psychotherapy Center, Ltd., Treatment Center in Cook County, IL
Core Psychotherapy Center, Ltd.
Treatment Center, PhD
Verified Verified
Schaumburg, IL 60173
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
(708) 401-9020 View (708) 401-9020
Photo of Eating Disorders & Addiction Institute - SunCloud, Treatment Center in Cook County, IL
Eating Disorders & Addiction Institute - SunCloud
Treatment Center
Verified Verified
Northbrook, IL 60062
Co-occurring problems with eating and substance use can be very complex. Addressing the root causes while treating the symptoms can be difficult, especially if you are getting care only a few days a week. Integrated residential treatment gives you the chance to step away from the stress of everyday life so you can focus on getting well. Working with a dedicated team who have years of experience with eating disorders and substance use issues, you will learn more about yourself — and the unique triggers that drive your attitudes and actions around food, drugs, alcohol, or any other substance you can’t put down.
Co-occurring problems with eating and substance use can be very complex. Addressing the root causes while treating the symptoms can be difficult, especially if you are getting care only a few days a week. Integrated residential treatment gives you the chance to step away from the stress of everyday life so you can focus on getting well. Working with a dedicated team who have years of experience with eating disorders and substance use issues, you will learn more about yourself — and the unique triggers that drive your attitudes and actions around food, drugs, alcohol, or any other substance you can’t put down.
(224) 427-3476 View (224) 427-3476
Photo of Hazelden Betty Ford in Chicago, IL, Treatment Center in Cook County, IL
Hazelden Betty Ford in Chicago, IL
Treatment Center
Verified Verified
Chicago, IL 60610
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
(866) 568-7671 View (866) 568-7671
Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Cook County, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Chicago, IL 60607
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of Depression & Anxiety Specialty Clinic of Chicago, Treatment Center in Cook County, IL
Depression & Anxiety Specialty Clinic of Chicago
Treatment Center
Verified Verified
Chicago, IL 60657
We are a team of highly skilled professionals who have dedicated our lives to meeting the mental health needs of our communities in Chicago. Too many people suffer needlessly with treatable conditions, such as Obsessive-Compulsive Disorder (OCD), Post-Traumatic Stress Disorder (PTSD), Eating Disorders, Social Anxiety, and Major Depressive and Bipolar Disorders. It is our mission to make the highest quality care available to all members of our community. We are an inclusive environment, welcoming people from all walks of life and every background.
We are a team of highly skilled professionals who have dedicated our lives to meeting the mental health needs of our communities in Chicago. Too many people suffer needlessly with treatable conditions, such as Obsessive-Compulsive Disorder (OCD), Post-Traumatic Stress Disorder (PTSD), Eating Disorders, Social Anxiety, and Major Depressive and Bipolar Disorders. It is our mission to make the highest quality care available to all members of our community. We are an inclusive environment, welcoming people from all walks of life and every background.
(773) 295-7878 View (773) 295-7878
Photo of Sandstone Care Teen & Young Adult Treatment Center, Treatment Center in Cook County, IL
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Tinley Park, IL 60477
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(708) 419-3474 View (708) 419-3474
Photo of Center For Discovery, Treatment Center in Cook County, IL
Center For Discovery
Treatment Center
Verified Verified
Des Plaines, IL 60018
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(847) 860-6352 View (847) 860-6352
Photo of Center For Discovery, Treatment Center in Cook County, IL
Center For Discovery
Treatment Center
Verified Verified
Des Plaines, IL 60018
Center For Discovery has been providing excellent behavioral health treatment since treating our first client in 1997. Discovery offers a full continuum of care specializing in the unique and specific needs associated with eating disorder, mental health, and substance abuse treatment. Discovery treats adult women 18 and over and adolescent males and females ages 10 - 19 in separate programs. Our treatment locations offer a warm and engaging environment that fosters long term recovery. Each program treats a small number of clients at a time allowing for truly individualized care that is focused on healing both the client and their family.
Center For Discovery has been providing excellent behavioral health treatment since treating our first client in 1997. Discovery offers a full continuum of care specializing in the unique and specific needs associated with eating disorder, mental health, and substance abuse treatment. Discovery treats adult women 18 and over and adolescent males and females ages 10 - 19 in separate programs. Our treatment locations offer a warm and engaging environment that fosters long term recovery. Each program treats a small number of clients at a time allowing for truly individualized care that is focused on healing both the client and their family.
(773) 904-1179 View (773) 904-1179
Photo of Behavioral Services Center, Treatment Center in Cook County, IL
Behavioral Services Center
Treatment Center, PhD, LCPC, CAADC, SAP, CPAIP
Verified Verified
Skokie, IL 60077
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area that offers unique integrative patient-centered treatment. Our Center specializes in outpatient detox and substance abuse and mental health disorders. The Center offers psychiatric, crisis, individual, and group care. The Center accepts a range of insurance plans and offers sliding scale payment options.
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area that offers unique integrative patient-centered treatment. Our Center specializes in outpatient detox and substance abuse and mental health disorders. The Center offers psychiatric, crisis, individual, and group care. The Center accepts a range of insurance plans and offers sliding scale payment options.
(847) 416-2724 View (847) 416-2724
Photo of Lighthouse Emotional Wellness Counseling Cntr, Treatment Center in Cook County, IL
Lighthouse Emotional Wellness Counseling Cntr
Treatment Center, PsyD, LCPC
Verified Verified
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
(847) 393-4435 View (847) 393-4435
Photo of Ascension Center for Mental Health, Treatment Center in Cook County, IL
Ascension Center for Mental Health
Treatment Center
Verified Verified
1 Endorsed
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
(224) 374-1914 View (224) 374-1914
Photo of Center For Discovery, Glenview, Treatment Center in Cook County, IL
Center For Discovery, Glenview
Treatment Center
Verified Verified
Glenview, IL 60026
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(844) 505-2914 View (844) 505-2914

See more therapy options for Cook County

TRICARE Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy