TRICARE Treatment Centers in West Bloomfield, MI

Photo of Alpha Family Counseling, Treatment Center in West Bloomfield, MI
Alpha Family Counseling
Treatment Center, MSW, LMSW, ACSW, CAAC
Verified Verified
West Bloomfield, MI 48322
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
Today you are one step closer to making changes in your life that will lead to new ways of thinking, feeling and behaving. As psychologists, our goal is to assist you in therapy to discover your true self and lead to a life worth celebrating. While no one can change difficult situations or experiences of the past, we can work together to better understand and resolve the challenges in your life. By applying complementary therapeutic approaches and techniques, we will help you change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you are looking for extra support and guidance through a challenging situation or you are just ready to move in a new direction in your life, we look forward to working with you to achieve your goals. Please call or email our office for an appointment today.
(248) 218-1520 View (248) 218-1520
Photo of Dennis, Moye, Branstetter & Associates, Treatment Center in West Bloomfield, MI
Dennis, Moye, Branstetter & Associates
Treatment Center, LMSW, PhD, PsyD, MD, LMFT
Verified Verified
West Bloomfield, MI 48322
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
We are a privately owned mental health clinic offering a full range of psychological services for children, adolescents, adults and older adults. The highly skilled and experienced staff is comprised of psychiatrists, psychologists, social workers and dieticians that have extensive clinical experience working with significant emotional, developmental, familial and relationship problems. The clinic has several nationally recognized researchers/clinicians that specialize in the treatment of eating disorders, ADD/ADHD and adolescent development.
(248) 728-6742 View (248) 728-6742

More Treatment Centers Nearby

Photo of Northbrook Psychological Clinic, Treatment Center in West Bloomfield, MI
Northbrook Psychological Clinic
Treatment Center, PhD, LMSW, PsyD, LPC
Verified Verified
Novi, MI 48375
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
Northbrook Psychological Clinic prides itself on being able to offer clients timely, effective, and ethical treatment for a variety of psychological issues. We provide a sliding fee scale for those individuals who do not have or do not wish to use their insurance for these services. We value the confidentiality and privacy of all clients and will carry this respect into the community. We have several Licensed Psychologists and Social Workers in the office. As well as offering a variety of daytime, evening and weekend appointments. Please contact us for more information or to set up an appointment.
(248) 344-7420 View (248) 344-7420
Photo of Acera Health - Mental Health Residential Living, Treatment Center in West Bloomfield, MI
Acera Health - Mental Health Residential Living
Treatment Center
Verified Verified
Bloomfield Hills, MI 48304
There's no doubt that making lasting change in your life can be difficult. However, it's important to remember that you have the power to create the life you want. Sometimes, all you need is a little bit of help getting started. That's where Acera Health comes in. We offer a range of services to help restore your mind and transform your life. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.
There's no doubt that making lasting change in your life can be difficult. However, it's important to remember that you have the power to create the life you want. Sometimes, all you need is a little bit of help getting started. That's where Acera Health comes in. We offer a range of services to help restore your mind and transform your life. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.
(949) 787-1236 View (949) 787-1236
Photo of New Oakland Family Centers, Treatment Center in West Bloomfield, MI
New Oakland Family Centers
Treatment Center
Not Verified Not Verified
Farmington Hills, MI 48334
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
New Oakland Family Centers has been serving southeast Michigan since 1990. We offer a full continuum of mental health services for adults, children and adolescents with locations in: Center Line, Clarkston, Clinton Township, Farmington Hills, Flint, Livonia, Okemos, Southgate, Bloomfield Hills, Port Huron, Portage and Warren. New Oakland provides a new, holistic and effective approach to mental health and immediate access to mental health services. New Oakland offers: *Fast access for psychiatric evaluations/med reviews *Crisis response/mobile deployment *Transportation *Diverse clinical team *Integration with physical health
(855) 782-1899 View (855) 782-1899
Photo of Easterseals MORC, Treatment Center in West Bloomfield, MI
Easterseals MORC
Treatment Center
Verified Verified
Southfield, MI 48076
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
(248) 870-3175 View (248) 870-3175
Photo of Mielke and Weeks Psychological Services, Treatment Center in West Bloomfield, MI
Mielke and Weeks Psychological Services
Treatment Center, PhD
Verified Verified
Birmingham, MI 48009
At Mielke and Weeks Psychological Services we are a group of psychologists, social workers, professional counselors and marriage and family therapists who are very committed to helping you during this period in your life. We believe you will find everyone here to be compassionate and very easy to talk to. Our therapists have many years of education and training in the practice of psychology. Through many years of practice we have aquired the knowledge and the expertise to help you get through the problems you are currently experiencing. In a comfortable and safe environment, we all welcome the opportunity to assist you during this difficult time of your life. Just as we have helped other individuals, couples, and families find solutions to their problems in their lives, we promise to do our best to help you, too."-----Dr. Mielke
At Mielke and Weeks Psychological Services we are a group of psychologists, social workers, professional counselors and marriage and family therapists who are very committed to helping you during this period in your life. We believe you will find everyone here to be compassionate and very easy to talk to. Our therapists have many years of education and training in the practice of psychology. Through many years of practice we have aquired the knowledge and the expertise to help you get through the problems you are currently experiencing. In a comfortable and safe environment, we all welcome the opportunity to assist you during this difficult time of your life. Just as we have helped other individuals, couples, and families find solutions to their problems in their lives, we promise to do our best to help you, too."-----Dr. Mielke
(248) 213-8760 View (248) 213-8760
Photo of Beverly Hills Therapy Group, Treatment Center in West Bloomfield, MI
Beverly Hills Therapy Group
Treatment Center, MA, LPC, NCC, CCTP
Verified Verified
Beverly Hills, MI 48025
We offer compassionate, confidential and skillful psychotherapeutic counseling to individuals of all ages, couples and families. Our licensed and experienced professionals help people every day with issues such as anxiety, depression, grief, relationship problems, disordered eating, self harm, suicidal ideation and trauma, among others. We know that life can be difficult, and also know that the human capacity for growth and change is truly remarkable. We are here to help you every step of the way.
We offer compassionate, confidential and skillful psychotherapeutic counseling to individuals of all ages, couples and families. Our licensed and experienced professionals help people every day with issues such as anxiety, depression, grief, relationship problems, disordered eating, self harm, suicidal ideation and trauma, among others. We know that life can be difficult, and also know that the human capacity for growth and change is truly remarkable. We are here to help you every step of the way.
(248) 206-2080 View (248) 206-2080
Photo of Easterseals MORC, Treatment Center in West Bloomfield, MI
Easterseals MORC
Treatment Center
Verified Verified
Auburn Hills, MI 48326
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
Easterseals MORC has been offering disability services since 1920. As one of the largest providers of mental health services in the state, Easterseals MORC evolves to meet the ever-changing needs of the people they serve. By combining the latest mental health therapies along with cutting edge technology, Easterseals MORC is able to offer the best services for most mental health disabilities, serving individuals of all ages.
(248) 602-2894 View (248) 602-2894
Photo of Harbor Oaks Hospital Depression Treatment, Treatment Center in West Bloomfield, MI
Harbor Oaks Hospital Depression Treatment
Treatment Center
Verified Verified
Troy, MI 48084
At Harbor Oaks Hospital, we provide an efficient admissions process, with intake staff available 24 hours a day, seven days a week to help people get the care they need quickly. Potential patients can contact our intake department by phone or through our website. Before admission to our depression treatment program, our team conducts an assessment for each potential patient that helps us determine if our facility is right for them. We can also verify benefits with their health insurance provider at this time. Following the individual’s evaluation, one of our doctors recommends the most appropriate level of care for them. Our team is dedicated to helping each person who turns to us for support take the first brave step toward a brighter, happier future. If we decide that another treatment center may be a better fit, we can make a referral to a vetted and trusted depression treatment provider in the area. To learn more about our depression treatment program and whether our comprehensive services can help you on your journey to healing, we encourage you to contact our team today.
At Harbor Oaks Hospital, we provide an efficient admissions process, with intake staff available 24 hours a day, seven days a week to help people get the care they need quickly. Potential patients can contact our intake department by phone or through our website. Before admission to our depression treatment program, our team conducts an assessment for each potential patient that helps us determine if our facility is right for them. We can also verify benefits with their health insurance provider at this time. Following the individual’s evaluation, one of our doctors recommends the most appropriate level of care for them. Our team is dedicated to helping each person who turns to us for support take the first brave step toward a brighter, happier future. If we decide that another treatment center may be a better fit, we can make a referral to a vetted and trusted depression treatment provider in the area. To learn more about our depression treatment program and whether our comprehensive services can help you on your journey to healing, we encourage you to contact our team today.
(844) 203-1447 View (844) 203-1447
Photo of Skywood Recovery, Treatment Center in West Bloomfield, MI
Skywood Recovery
Treatment Center
Not Verified Not Verified
Novi, MI 48375
Since 2016 we have been the leader of co-occurring addiction/mental health treatment services in Michigan. Our passionate team at Skywood is clinically prepared to facilitate medically supervised Detox, Residential Inpatient, Partial Hospitalization, Intensive outpatient, and/or Virtual outpatient services. Our serene 300-acre campus provides patients the ultimate tranquil experience with miles of walking trails, fishing ponds, climbing walls, yoga, bicycle rides, disc golf and plenty of sober activities. Skywood utilizes a multi-modality approach featuring the following: · Individual Psychotherapy · Acceptance and Commitment · Cognitive Behavioral Therapy · Refuge Recovery · Dialectical Behavioral Therapy · Equine Therapy · Motivational Interviewing · Adventure Therapy · Art Therapy · Music Therapy · Family Therapy · Relapse Prevention · Wellbriety · S.M.A.R.T. Recovery
Since 2016 we have been the leader of co-occurring addiction/mental health treatment services in Michigan. Our passionate team at Skywood is clinically prepared to facilitate medically supervised Detox, Residential Inpatient, Partial Hospitalization, Intensive outpatient, and/or Virtual outpatient services. Our serene 300-acre campus provides patients the ultimate tranquil experience with miles of walking trails, fishing ponds, climbing walls, yoga, bicycle rides, disc golf and plenty of sober activities. Skywood utilizes a multi-modality approach featuring the following: · Individual Psychotherapy · Acceptance and Commitment · Cognitive Behavioral Therapy · Refuge Recovery · Dialectical Behavioral Therapy · Equine Therapy · Motivational Interviewing · Adventure Therapy · Art Therapy · Music Therapy · Family Therapy · Relapse Prevention · Wellbriety · S.M.A.R.T. Recovery
(269) 388-8730 View (269) 388-8730
Photo of Bluestone Children's Center, Treatment Center in West Bloomfield, MI
Bluestone Children's Center
Treatment Center, MS, BCBA, LBA
Verified Verified
Farmington Hills, MI 48331
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
Our clinic is a comprehensive, multi-disciplinary healthcare facility dedicated to providing a wide range of services to support mental and physical well-being. We specialize in counseling, speech therapy, occupational therapy, physical therapy, and behavioral therapy. Our team of professionals is equipped to assist patients with various conditions, including ADD, ADHD, autism, anxiety, depression, and other disorders. We are committed to serving a diverse patient population, extending our services to both children and adults. Our goal is to enhance the quality of life for our patients by providing personalized, high-quality care in a welcoming environment. We are actively seeking to welcome more patients to benefit from our holistic healthcare approach.
(734) 875-9417 View (734) 875-9417
Photo of Drug Free Recovery Outpatient Treatment Center, Treatment Center in West Bloomfield, MI
Drug Free Recovery Outpatient Treatment Center
Treatment Center, LMSW, DCSW, CAADC, CCJP
Not Verified Not Verified
Novi, MI 48377
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
Drug Free Recovery Systems started in 2005 and we have assisted individuals, and families on the road to recovery. We accept the following cash, check, credit card and other insurance. We are a state of Michigan license substance abuse treatment program. Our staff is also license under the state of Michigan. Also we complete Substance Abuse Evualations for individuals whom have been convicted DUI charges, or drug charges. Also we complete Highway Safety Education for those whom are in need of those services. We also help DOT ( Department of Transporation) SAP services for those that have their CDL or other form of license suspended due to alcohol or drug issues.
(947) 333-8901 View (947) 333-8901

Online Treatment Centers

Photo of CCMC Psychological Services, Treatment Center in West Bloomfield, MI
CCMC Psychological Services
Treatment Center, LMSW
Verified Verified
Saint Johns, MI 48879
Our mission is to provide the highest quality mental health treatment. Our office has multiple mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
Our mission is to provide the highest quality mental health treatment. Our office has multiple mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
(989) 252-7229 View (989) 252-7229
Photo of Hegira Health, Inc., Treatment Center in West Bloomfield, MI
Hegira Health, Inc.
Treatment Center
Not Verified Not Verified
Livonia, MI 48150
Since 1971 Hegira Health, Inc. (HHI) has been a leader in behavioral healthcare. Today, HHI is one of Michigan's largest freestanding, integrated behavioral healthcare organizations, providing a wide variety of mental health and substance abuse treatment services to individuals of all ages. It is HHI's goal to ensure the availability of quality, individualized, and rapidly accessible integrated behavioral healthcare and prevention services to individuals and families of all income levels. Hegira Health, Inc. is accredited by the Joint Commission and by the American Association of Suicidology. All service locations are licensed by the State of Michigan and staffed by experienced professionals.
Since 1971 Hegira Health, Inc. (HHI) has been a leader in behavioral healthcare. Today, HHI is one of Michigan's largest freestanding, integrated behavioral healthcare organizations, providing a wide variety of mental health and substance abuse treatment services to individuals of all ages. It is HHI's goal to ensure the availability of quality, individualized, and rapidly accessible integrated behavioral healthcare and prevention services to individuals and families of all income levels. Hegira Health, Inc. is accredited by the Joint Commission and by the American Association of Suicidology. All service locations are licensed by the State of Michigan and staffed by experienced professionals.
(734) 838-4379 View (734) 838-4379
Photo of Michigan Center for Traumatic Stress, Treatment Center in West Bloomfield, MI
Michigan Center for Traumatic Stress
Treatment Center
Verified Verified
1 Endorsed
Saint Clair Shores, MI 48081
We know how challenging starting therapy can be and we are here to help! Michigan Center for Traumatic Stress is full of passionate clinicians who are dedicated to helping you meet your goals and are extensively trained. Healing can take all different paths and each journey is unique. We are focused on making sure you feel connected during your journey by building a meaningful and therapeutic relationship.
We know how challenging starting therapy can be and we are here to help! Michigan Center for Traumatic Stress is full of passionate clinicians who are dedicated to helping you meet your goals and are extensively trained. Healing can take all different paths and each journey is unique. We are focused on making sure you feel connected during your journey by building a meaningful and therapeutic relationship.
(586) 315-3246 View (586) 315-3246
Photo of Michigan Psychological Care - Howell, Treatment Center in West Bloomfield, MI
Michigan Psychological Care - Howell
Treatment Center
Verified Verified
Howell, MI 48843
We're Here to Help! At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
We're Here to Help! At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
(517) 994-1536 View (517) 994-1536
Photo of Midland Psychological Services, Treatment Center in West Bloomfield, MI
Midland Psychological Services
Treatment Center
Verified Verified
Midland, MI 48640
At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
At Michigan Psychological Care (Midland), we strive to provide quality care to all individuals. We accept a variety of insurance plans and have several professionals to meet your needs. Our goal is to help you live the best life possible through developing coping strategies, encouraging personal growth, and assisting in the various changes that our lives go through.
(989) 270-0611 View (989) 270-0611
Photo of Michigan Psychological Care - Alma, Treatment Center in West Bloomfield, MI
Michigan Psychological Care - Alma
Treatment Center, PsyD, LPC, LMSW, TLLP
Not Verified Not Verified
Alma, MI 48801
Our mission is to provide the highest quality mental health treatment. Our office has several mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
Our mission is to provide the highest quality mental health treatment. Our office has several mental health therapists who work along side our physician guided medical team to provide psychological services and medical care together. This allows us to provide treatment like no other facility in the area, offering both psychotherapy and medication management if necessary, but not required if you have a primary care that you like. We also offer psychological and neuropsychological evaluations through our doctorate level neuropsychologists who can perform testing to further understand diagnosis and brain function. We also offer substance abuse programs, and medication assisted substance abuse programs using Suboxone.
(989) 796-4555 View (989) 796-4555
Photo of Silver Linings Counseling, Treatment Center in West Bloomfield, MI
Silver Linings Counseling
Treatment Center, PhD, LP
Verified Verified
Sterling Heights, MI 48310
If the challenges in your life feel like they are uncontrollable, we encourage you to take the time for yourself by reaching out to us for support. It is the goal of Silver Linings Counseling to help you navigate through any obstacle you may have, because we know that life can be difficult and overwhelming. Our goal is to help you create positive change in your life to aid in your happiness and well-being. We believe in strong emotional support, a healthy perspective, and hard work.
If the challenges in your life feel like they are uncontrollable, we encourage you to take the time for yourself by reaching out to us for support. It is the goal of Silver Linings Counseling to help you navigate through any obstacle you may have, because we know that life can be difficult and overwhelming. Our goal is to help you create positive change in your life to aid in your happiness and well-being. We believe in strong emotional support, a healthy perspective, and hard work.
(586) 501-8065 View (586) 501-8065

See more therapy options for West Bloomfield

TRICARE Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. The EAP for the U.S. Armed Forces is Military OneSource. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy