Aetna Treatment Centers in Julian, CA

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Online Treatment Centers

Photo of Acera Health - Outpatient Mental Health Services, Treatment Center in Julian, CA
Acera Health - Outpatient Mental Health Services
Treatment Center
Verified Verified
Costa Mesa, CA 92626
Here at Acera Health, we specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life. We offer a range of services to help restore your mind and transform your life. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.
Here at Acera Health, we specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life. We offer a range of services to help restore your mind and transform your life. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.
(714) 868-8520 View (714) 868-8520
Photo of Northbound Treatment Intensive Outpatient Services, Treatment Center in Julian, CA
Northbound Treatment Intensive Outpatient Services
Treatment Center, MD, PhD, LCSW , MFT, RN
Verified Verified
Newport Beach, CA 92660
Northbound Treatment Services provides our clients with the treatment of alcohol and drug addiction, while specializing in treating young adults with co-occurring disorders. Our outpatient program is extremely effective, and ideal for clients that either live locally or are relocating for treatment. In addition to group counseling and psychotherapy, clients are also provided with therapeutic services based on their individual needs. Northbound's program goes beyond the standard outpatient treatment by providing our clients with educational programs led by counselors and professionals in our community. Topics range between the disease model of addiction, relapse prevention, balancing recovery and a career, and learning how to have fun again in sobriety. Additional therapy options include gender-specific therapy and cognitive behavioral therapy, as well as the opportunity to form powerful, lifelong bonds with other clients and treatment professionals.
Northbound Treatment Services provides our clients with the treatment of alcohol and drug addiction, while specializing in treating young adults with co-occurring disorders. Our outpatient program is extremely effective, and ideal for clients that either live locally or are relocating for treatment. In addition to group counseling and psychotherapy, clients are also provided with therapeutic services based on their individual needs. Northbound's program goes beyond the standard outpatient treatment by providing our clients with educational programs led by counselors and professionals in our community. Topics range between the disease model of addiction, relapse prevention, balancing recovery and a career, and learning how to have fun again in sobriety. Additional therapy options include gender-specific therapy and cognitive behavioral therapy, as well as the opportunity to form powerful, lifelong bonds with other clients and treatment professionals.
(949) 776-5738 View (949) 776-5738
Photo of Alter Behavioral Health - Mission Viejo, Treatment Center in Julian, CA
Alter Behavioral Health - Mission Viejo
Treatment Center
Verified Verified
Mission Viejo, CA 92692
Alter Behavioral Health - Mission Viejo provides residential treatment for mental health disorders such as depression, anxiety, autism co-occurring disorders, bipolar disorder, trauma and PTSD, attention-deficit/hyperactivity disorder (ADHD), schizophrenia, borderline personality disorder (BPD) and dissociative identity disorder (DID).
Alter Behavioral Health - Mission Viejo provides residential treatment for mental health disorders such as depression, anxiety, autism co-occurring disorders, bipolar disorder, trauma and PTSD, attention-deficit/hyperactivity disorder (ADHD), schizophrenia, borderline personality disorder (BPD) and dissociative identity disorder (DID).
(949) 694-7970 View (949) 694-7970
Photo of pH Wellness Alcohol and Drug Detox - Riverside, Treatment Center in Julian, CA
pH Wellness Alcohol and Drug Detox - Riverside
Treatment Center
Verified Verified
Garden Grove, CA 92845
At pH Wellness, we provide a comprehensive detox program designed to help individuals overcome addiction to a variety of substances, including alcohol, prescription pills, fentanyl/opioids, cocaine, meth, and more. Our main goal is to guide patients through a successful detoxification process, preparing them for ongoing addiction and drug treatment in Riverside. With a balanced blend of support, guidance, and compassionate care, we believe individuals can break free from addiction and reclaim their lives. Our Riverside detox program is closely monitored by medical professionals who utilize comfort medications to stabilize patients and alleviate withdrawal symptoms. Understanding the difficulties of the detoxification journey, we prioritize creating a comfortable and nurturing environment conducive to healing and recovery. Our dedicated team of experienced healthcare professionals is committed to providing personalized care tailored to meet the unique needs of each patient. At our Riverside facility, our detox process includes an initial assessment, continuous medical supervision, medication management, nutritional support, and counseling services.
At pH Wellness, we provide a comprehensive detox program designed to help individuals overcome addiction to a variety of substances, including alcohol, prescription pills, fentanyl/opioids, cocaine, meth, and more. Our main goal is to guide patients through a successful detoxification process, preparing them for ongoing addiction and drug treatment in Riverside. With a balanced blend of support, guidance, and compassionate care, we believe individuals can break free from addiction and reclaim their lives. Our Riverside detox program is closely monitored by medical professionals who utilize comfort medications to stabilize patients and alleviate withdrawal symptoms. Understanding the difficulties of the detoxification journey, we prioritize creating a comfortable and nurturing environment conducive to healing and recovery. Our dedicated team of experienced healthcare professionals is committed to providing personalized care tailored to meet the unique needs of each patient. At our Riverside facility, our detox process includes an initial assessment, continuous medical supervision, medication management, nutritional support, and counseling services.
(909) 294-2546 View (909) 294-2546
Photo of Banyan Alaska, Treatment Center in Julian, CA
Banyan Alaska
Treatment Center
Verified Verified
1 Endorsed
Cathedral City, CA 92234
Renowned as one of the world's most stunning and emblematic trees, the banyan tree exemplifies a profound truth. Without the support of neighboring trees, the banyan tree's resilience falters, impeding its ability to reach its full potential. This striking parallel resonates deeply with the principles of our community at Banyan Treatment Centers Alaska. Distinct in its role as one of few addiction treatment centers in Alaska, our facility’s accredited rehabilitation services have been thoughtfully extended to encompass veterans and their loved ones, addressing substance use and mental health disorders.
Renowned as one of the world's most stunning and emblematic trees, the banyan tree exemplifies a profound truth. Without the support of neighboring trees, the banyan tree's resilience falters, impeding its ability to reach its full potential. This striking parallel resonates deeply with the principles of our community at Banyan Treatment Centers Alaska. Distinct in its role as one of few addiction treatment centers in Alaska, our facility’s accredited rehabilitation services have been thoughtfully extended to encompass veterans and their loved ones, addressing substance use and mental health disorders.
(833) 987-4866 View (833) 987-4866
Photo of Proven Psychological Treatment Program, Treatment Center in Julian, CA
Proven Psychological Treatment Program
Treatment Center
Not Verified Not Verified
Corona Del Mar, CA 92625
All Private and Semi-Private Studios; and Private Treatment Offices for Maximum Safety and Wellness. Boutique Treatment Center with the Highest Level of Accreditation. Unmatched, safe, comfortable, and highly supportive treatment program. You deserve the most tranquil, peaceful place for healing with all the comfort and amenities of an elite treatment center. Don't suffer any longer - get the care you need, now, from our uniquely qualified and experienced team of professional psychiatric treatment experts. We provide the finest treatment with absolute compassion, integrity and expertise. Our program setting is unique in the entire treatment industry. Start your new life's journey, now. 888-300-3210. Fully contracted with VA Insurance (TriWest)
All Private and Semi-Private Studios; and Private Treatment Offices for Maximum Safety and Wellness. Boutique Treatment Center with the Highest Level of Accreditation. Unmatched, safe, comfortable, and highly supportive treatment program. You deserve the most tranquil, peaceful place for healing with all the comfort and amenities of an elite treatment center. Don't suffer any longer - get the care you need, now, from our uniquely qualified and experienced team of professional psychiatric treatment experts. We provide the finest treatment with absolute compassion, integrity and expertise. Our program setting is unique in the entire treatment industry. Start your new life's journey, now. 888-300-3210. Fully contracted with VA Insurance (TriWest)
(949) 558-3215 View (949) 558-3215
Photo of Acera Health - Adult Mental Health Outpatient, Treatment Center in Julian, CA
Acera Health - Adult Mental Health Outpatient
Treatment Center
Verified Verified
Costa Mesa, CA 92626
At Acera Health, we work with our clients to create personalized treatment plans that are based on their individual strengths. We believe that no two clients are alike, and as such, the ingredients to overcome mental health challenges are not going to be the same for each client. Our model is to work with our clients hand-in-hand to identify their strengths and create a sustainable plan that will work for them both during and after their time at Acera Health. We prioritize our clients' well-being and Immersion into sustainable modalities is key to our success. When our clients have completed our program, they continue on their journey of wellness armed with the tools they need for success.
At Acera Health, we work with our clients to create personalized treatment plans that are based on their individual strengths. We believe that no two clients are alike, and as such, the ingredients to overcome mental health challenges are not going to be the same for each client. Our model is to work with our clients hand-in-hand to identify their strengths and create a sustainable plan that will work for them both during and after their time at Acera Health. We prioritize our clients' well-being and Immersion into sustainable modalities is key to our success. When our clients have completed our program, they continue on their journey of wellness armed with the tools they need for success.
(949) 309-5198 View (949) 309-5198
Photo of Banyan Palm Springs Outpatient, Treatment Center in Julian, CA
Banyan Palm Springs Outpatient
Treatment Center
Verified Verified
1 Endorsed
Cathedral City, CA 92234
Formerly known as The Desert Palms, Banyan Palm Springs, hidden in the California foothills, offers palm tree-lined landscapes, desert mountain views, and resort-like accommodations to give individuals a relaxing environment to focus on recovery from their addiction. Banyan uses an evidence-based personalized approach to care, with a combination of one-on-one counseling sessions, group therapy, and complementary recovery activities. We provide a full, meaningful schedule of therapies proven to effectively reduce relapse rates and promote long-term recovery. Banyan Palm Springs is the newest location to be added to the Banyan Treatment Centers family. With 14 locations nationwide, Banyan offers all levels of care in addiction and mental health treatment. With a plethora of unique programming, we are able to treat patients with the most effective custom treatment plan possible.
Formerly known as The Desert Palms, Banyan Palm Springs, hidden in the California foothills, offers palm tree-lined landscapes, desert mountain views, and resort-like accommodations to give individuals a relaxing environment to focus on recovery from their addiction. Banyan uses an evidence-based personalized approach to care, with a combination of one-on-one counseling sessions, group therapy, and complementary recovery activities. We provide a full, meaningful schedule of therapies proven to effectively reduce relapse rates and promote long-term recovery. Banyan Palm Springs is the newest location to be added to the Banyan Treatment Centers family. With 14 locations nationwide, Banyan offers all levels of care in addiction and mental health treatment. With a plethora of unique programming, we are able to treat patients with the most effective custom treatment plan possible.
(760) 284-7833 View (760) 284-7833
Photo of Bodhi Addiction Treatment and Wellness, Treatment Center in Julian, CA
Bodhi Addiction Treatment and Wellness
Treatment Center
Verified Verified
Irvine, CA 92603
Bodhi Addiction Treatment and Wellness was founded from one simple desire - to help others overcome substance abuse issues no matter what the circumstances. Finding the right help can be a daunting task. We are here to help "cut through" the overwhelming amounts of information out there and provide the resources you need. Bodhi Addiction provides no cost consultations, no cost inpatient referrals to a wide variety of facilities based on individual needs and feasibility, intervention services, out-patient services, mentoring programs and one on one counseling. Regardless of your needs, we will be able to provide the services and answers you seek.
Bodhi Addiction Treatment and Wellness was founded from one simple desire - to help others overcome substance abuse issues no matter what the circumstances. Finding the right help can be a daunting task. We are here to help "cut through" the overwhelming amounts of information out there and provide the resources you need. Bodhi Addiction provides no cost consultations, no cost inpatient referrals to a wide variety of facilities based on individual needs and feasibility, intervention services, out-patient services, mentoring programs and one on one counseling. Regardless of your needs, we will be able to provide the services and answers you seek.
(408) 716-1739 View (408) 716-1739
Photo of Acera Health - Outpatient Mental Health Facility, Treatment Center in Julian, CA
Acera Health - Outpatient Mental Health Facility
Treatment Center
Verified Verified
Costa Mesa, CA 92626
Here at Acera Health, we specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.change is never easy. It takes time, effort, and a lot of hard work. But it's worth it. Here at Acera Health, we know that. We specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We offer a range of services to help restore your mind and transform your life. Contact us today to learn more about our services and how we can help you create lasting change in your life. You deserve to live a happy, healthy, and fulfilling life. Let us help you make that happen.
Here at Acera Health, we specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We know that change can be difficult, but we also know that it's possible. With our help, you can create the life you've always wanted. Contact us today to learn more about our services and how we can help you create lasting change in your life.change is never easy. It takes time, effort, and a lot of hard work. But it's worth it. Here at Acera Health, we know that. We specialize in helping people create lasting change in their lives. Whether you're struggling with anxiety, depression, or addiction, we'll be there to support you every step of the way. We offer a range of services to help restore your mind and transform your life. Contact us today to learn more about our services and how we can help you create lasting change in your life. You deserve to live a happy, healthy, and fulfilling life. Let us help you make that happen.
(714) 455-3234 View (714) 455-3234
Photo of Solutions 4 Recovery, Treatment Center in Julian, CA
Solutions 4 Recovery
Treatment Center
Verified Verified
San Juan Capistrano, CA 92675
Solutions 4 Recovery is a faith-based addiction and dual diagnosis recovery program that weaves spiritual support throughout the treatment experience. People of faith that struggle with co-occurring substance use and mental health disorders will discover here a treatment environment that is welcoming and supportive of their faith-focused values.
Solutions 4 Recovery is a faith-based addiction and dual diagnosis recovery program that weaves spiritual support throughout the treatment experience. People of faith that struggle with co-occurring substance use and mental health disorders will discover here a treatment environment that is welcoming and supportive of their faith-focused values.
(949) 749-3745 View (949) 749-3745
Photo of Harmony Grove Recovery, Treatment Center in Julian, CA
Harmony Grove Recovery
Treatment Center
Not Verified Not Verified
Escondido, CA 92029
Harmony Grove Recovery provides a peaceful and luxury setting to overcome addiction. We provide detox and inpatient levels of care, providing each client with private bedrooms and bathrooms. With our professional medical and clinical team we treat the whole client offering medications and evidence based therapies. We treat dual diagnosis and co-occurring disorders. Harmony Grove recovery also encourages family members to participate in family sessions to help improve long term sobriety and family dynamics.
Harmony Grove Recovery provides a peaceful and luxury setting to overcome addiction. We provide detox and inpatient levels of care, providing each client with private bedrooms and bathrooms. With our professional medical and clinical team we treat the whole client offering medications and evidence based therapies. We treat dual diagnosis and co-occurring disorders. Harmony Grove recovery also encourages family members to participate in family sessions to help improve long term sobriety and family dynamics.
(442) 259-6222 View (442) 259-6222
Photo of Global Medical Detox, Treatment Center in Julian, CA
Global Medical Detox
Treatment Center
Verified Verified
Menifee, CA 92585
Detoxification, or simply Detox, is a set of interventions aimed at managing substance withdrawal. Detox may prevent withdrawal related complications that might appear if symptoms were left untreated. Symptoms such as pain, discomfort, sleeplessness, anxiety and many other physical changes are managed through the use of medication detox protocols. At Global Medical Detox, our detox medication protocols are tailored to the needs of each individual. For some patients, detox represents the point of first contact with the treatment system and the first step in the recovery process. It is important for patients undergoing detoxification to know that someone cares about them, respects them as individuals, and has hope for their future. At Global Medical Detox our staff members are passionate about the care provided and are unwavering in the belief that all people have the capacity to recover.
Detoxification, or simply Detox, is a set of interventions aimed at managing substance withdrawal. Detox may prevent withdrawal related complications that might appear if symptoms were left untreated. Symptoms such as pain, discomfort, sleeplessness, anxiety and many other physical changes are managed through the use of medication detox protocols. At Global Medical Detox, our detox medication protocols are tailored to the needs of each individual. For some patients, detox represents the point of first contact with the treatment system and the first step in the recovery process. It is important for patients undergoing detoxification to know that someone cares about them, respects them as individuals, and has hope for their future. At Global Medical Detox our staff members are passionate about the care provided and are unwavering in the belief that all people have the capacity to recover.
(951) 744-9496 View (951) 744-9496
Photo of Dee's House Trauma & Addiction Treatment Women 30+, Treatment Center in Julian, CA
Dee's House Trauma & Addiction Treatment Women 30+
Treatment Center, MA, LMFT, APCC, CCPS, CADC II
Verified Verified
Fountain Valley, CA 92708
Dee's House, an Orange County, Trauma informed Drug and Alcohol Treatment Center for Women over 30. Dee's house was created as a healing home exclusively for women to feel safe, comfortable and cared for as they build their new lives. Our Master's level clinicians treat each woman with love and respect as we guide her along her journey into healing the wounds and traumas of the past, which is evidenced to drive addiction. We offer continued support as she embarks on her hope-filled future. CALL US NOW for a free confidential conversation with Kimberley. For immediate openings call (714) 374-6873.
Dee's House, an Orange County, Trauma informed Drug and Alcohol Treatment Center for Women over 30. Dee's house was created as a healing home exclusively for women to feel safe, comfortable and cared for as they build their new lives. Our Master's level clinicians treat each woman with love and respect as we guide her along her journey into healing the wounds and traumas of the past, which is evidenced to drive addiction. We offer continued support as she embarks on her hope-filled future. CALL US NOW for a free confidential conversation with Kimberley. For immediate openings call (714) 374-6873.
(714) 613-4476 View (714) 613-4476
Photo of Sober Life Recovery Solutions and HealthyU, Treatment Center in Julian, CA
Sober Life Recovery Solutions and HealthyU
Treatment Center
Verified Verified
San Diego, CA 92103
Sober Life and HealthyU Behavioral Health truly understand and are sensitive to people reaching out for help. We deeply CARE and you can count on us to support you or a loved one with substance abuse or mental health issues. The services we provide are individual, group, family and couples therapy, as well as, psychological assessment, psychiatric evaluation/med management (by a triple board certified psychiatrist), case management, and random urine drug screening. Our treatment center is co-ed and catered toward all adults and working professionals. We offer two different programs with separate education tracks and classrooms depending on if the primary diagnosis falls under mental health issues or substance abuse.
Sober Life and HealthyU Behavioral Health truly understand and are sensitive to people reaching out for help. We deeply CARE and you can count on us to support you or a loved one with substance abuse or mental health issues. The services we provide are individual, group, family and couples therapy, as well as, psychological assessment, psychiatric evaluation/med management (by a triple board certified psychiatrist), case management, and random urine drug screening. Our treatment center is co-ed and catered toward all adults and working professionals. We offer two different programs with separate education tracks and classrooms depending on if the primary diagnosis falls under mental health issues or substance abuse.
(619) 350-2672 View (619) 350-2672
Photo of Anew Era TMS & Psychiatry - We Are Open!, Treatment Center in Julian, CA
Anew Era TMS & Psychiatry - We Are Open!
Treatment Center
Verified Verified
Huntington Beach, CA 92647
*** ACCEPTING NEW PATIENTS WITH A WAIT TIME OF 1 WEEK OR LESS *** If you are struggling with depression, anxiety, addiction, PTSD, post-partum, or other mental health conditions, contact Anew Era to be your guide to receiving the best therapeutic providers. If you are seeking therapists, psychiatrists, or TMS Therapy, we are able to help you find what you are looking for with compassion and care.
*** ACCEPTING NEW PATIENTS WITH A WAIT TIME OF 1 WEEK OR LESS *** If you are struggling with depression, anxiety, addiction, PTSD, post-partum, or other mental health conditions, contact Anew Era to be your guide to receiving the best therapeutic providers. If you are seeking therapists, psychiatrists, or TMS Therapy, we are able to help you find what you are looking for with compassion and care.
(714) 465-5751 View (714) 465-5751
Photo of Family Matters Counseling Services, Treatment Center in Julian, CA
Family Matters Counseling Services
Treatment Center, PhD, LMFT
Verified Verified
Moreno Valley, CA 92553
Our mission is to promote the mental health and well-being of members of community via the provision of short-term individual and group psychotherapy, outreach, prevention, education, early identification and prevention, and community consultation.
Our mission is to promote the mental health and well-being of members of community via the provision of short-term individual and group psychotherapy, outreach, prevention, education, early identification and prevention, and community consultation.
(951) 944-1846 View (951) 944-1846
Photo of Acera Health - Mental Health Adult Outpatient, Treatment Center in Julian, CA
Acera Health - Mental Health Adult Outpatient
Treatment Center
Verified Verified
Costa Mesa, CA 92626
At Acera Health, we believe that every client is unique and deserves a personalized treatment plan. We work closely with our clients to identify their strengths and develop a plan that will help them overcome mental health challenges. Our priority is to ensure our clients’ well-being while they are immersed in sustainable modalities that will work for them both during and after our program. With Acera Health, you can be confident that you are receiving the best possible care and that your individual needs are always our top priority.
At Acera Health, we believe that every client is unique and deserves a personalized treatment plan. We work closely with our clients to identify their strengths and develop a plan that will help them overcome mental health challenges. Our priority is to ensure our clients’ well-being while they are immersed in sustainable modalities that will work for them both during and after our program. With Acera Health, you can be confident that you are receiving the best possible care and that your individual needs are always our top priority.
(714) 617-7076 View (714) 617-7076
Photo of Embrace Treatment Center , Treatment Center in Julian, CA
Embrace Treatment Center
Treatment Center
Verified Verified
Costa Mesa, CA 92626
Our comprehensive treatment plans are customized to the unique needs of each patient so they can achieve successful recovery in a safe, healing environment. Wherever you are on your journey to recovery, Embrace offers the caring service needed for any individual.
Our comprehensive treatment plans are customized to the unique needs of each patient so they can achieve successful recovery in a safe, healing environment. Wherever you are on your journey to recovery, Embrace offers the caring service needed for any individual.
(714) 855-4746 View (714) 855-4746
Photo of Gunn Psychological Services, Inc., Treatment Center in Julian, CA
Gunn Psychological Services, Inc.
Treatment Center, PsyD
Not Verified Not Verified
Rancho Cucamonga, CA 91730
We offer therapy and counseling for a variety of conditions, diagnoses and concerns. Our therapists provide treatment for depression, anxiety, PTSD, childhood trauma, premarital/marital counseling, adjustment disorders and many other difficulties and basic problems of living. Please call us to consult with us. If we cannot help you directly, then we will provide you with a referral to a provider who can.
We offer therapy and counseling for a variety of conditions, diagnoses and concerns. Our therapists provide treatment for depression, anxiety, PTSD, childhood trauma, premarital/marital counseling, adjustment disorders and many other difficulties and basic problems of living. Please call us to consult with us. If we cannot help you directly, then we will provide you with a referral to a provider who can.
(951) 349-4862 View (951) 349-4862

See more therapy options for Julian

Aetna Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy