Cigna and Evernorth Treatment Centers in Hoffman Estates, IL

Photo of Lighthouse Emotional Wellness Counseling Cntr, Treatment Center in Hoffman Estates, IL
Lighthouse Emotional Wellness Counseling Cntr
Treatment Center, PsyD, LCPC
Verified Verified
Hoffman Estates, IL 60010
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
(847) 393-4435 View (847) 393-4435
Behavioral Healthcare Providers, LTD
Treatment Center
Verified Verified
Hoffman Estates, IL 60010
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
(847) 592-0626 View (847) 592-0626
Photo of Guided Path Psychological Services, LLC, Treatment Center in Hoffman Estates, IL
Guided Path Psychological Services, LLC
Treatment Center, PsyD, LCPC
Verified Verified
Hoffman Estates, IL 60169
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
(847) 241-1957 View (847) 241-1957

More Treatment Centers Nearby

Photo of SunCloud Health Residential Treatment Center, Treatment Center in Hoffman Estates, IL
SunCloud Health Residential Treatment Center
Treatment Center
Verified Verified
Schaumburg, IL 60173
Our Residential Treatment Center is now open, with 21 residential beds for adults 18 and over in our all new overnight facility in Northbrook. Our model will be the exact same, integrated, and comprehensive with a laser like focus on treating those who struggle with complex co-occurring eating disorders, substance use disorder, process addictions, mood disorders and related trauma. Residential level of care is for those who need 24/7 support. Patients enter residential treatment voluntarily and generally step up from IOP or PHP or down from in patient hospitalization.
Our Residential Treatment Center is now open, with 21 residential beds for adults 18 and over in our all new overnight facility in Northbrook. Our model will be the exact same, integrated, and comprehensive with a laser like focus on treating those who struggle with complex co-occurring eating disorders, substance use disorder, process addictions, mood disorders and related trauma. Residential level of care is for those who need 24/7 support. Patients enter residential treatment voluntarily and generally step up from IOP or PHP or down from in patient hospitalization.
(224) 212-1158 View (224) 212-1158
Photo of Center for Psychology & Wellness, Treatment Center in Hoffman Estates, IL
Center for Psychology & Wellness
Treatment Center, PsyD, LCPC
Verified Verified
Buffalo Grove, IL 60089
Our North Shore group of licensed psychologists and counselors are highly trained specialists committed to working with toddlers, children, teens, adults, couples, and families. We specialize in different types of therapy, including CBT, DBT, exposure/response prevention, play therapy, biofeedback. Due to having experienced and specialized doctors of psychology on site, one of which is the owner and director, we offer psychological testing (a service unique to this level of training/degree). We also provide relaxation-meditation training, skill development, and parent coaching/consultation services! Our licensed therapists and child development specialists, who have worked in early intervention, schools/colleges, residential, and corrections, are passionate about working with infants, teenagers, parents, and adults to improve and manage symptoms related to developmental delays, anxiety, depression, mood, stress, trauma, adhd, behavior, tantrums, learning, and personality disorders...to name a few. Working through major life transitions/adjustments, including adoption, immigration, career change, and family expansion is also a way we can help!
Our North Shore group of licensed psychologists and counselors are highly trained specialists committed to working with toddlers, children, teens, adults, couples, and families. We specialize in different types of therapy, including CBT, DBT, exposure/response prevention, play therapy, biofeedback. Due to having experienced and specialized doctors of psychology on site, one of which is the owner and director, we offer psychological testing (a service unique to this level of training/degree). We also provide relaxation-meditation training, skill development, and parent coaching/consultation services! Our licensed therapists and child development specialists, who have worked in early intervention, schools/colleges, residential, and corrections, are passionate about working with infants, teenagers, parents, and adults to improve and manage symptoms related to developmental delays, anxiety, depression, mood, stress, trauma, adhd, behavior, tantrums, learning, and personality disorders...to name a few. Working through major life transitions/adjustments, including adoption, immigration, career change, and family expansion is also a way we can help!
(224) 412-5694 View (224) 412-5694
Photo of Great Lakes Psychology Group, Treatment Center in Hoffman Estates, IL
Great Lakes Psychology Group
Treatment Center, PhD
Verified Verified
Schaumburg, IL 60173
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
The diverse GLPG network includes hundreds of licensed providers offering online and/or in-person therapy for children, adolescents, adults, couples, and families across the Midwest.
(800) 693-1916 View (800) 693-1916
Photo of Brightside Recovery and Clinic, Treatment Center in Hoffman Estates, IL
Brightside Recovery and Clinic
Treatment Center
Verified Verified
Elgin, IL 60120
Brightside Recovery is a leader in providing substance use disorder treatment. Our unique program provides both medication assisted treatment (MAT) and therapy options. We cater to working individuals with both in person and telehealth evening and day group and therapy solutions. In addition, we offer MAT, but do not require it, so patients can truly have it their way. Also, if a patient needs to continue MAT after treatment, we offer that as well. Call us today.
Brightside Recovery is a leader in providing substance use disorder treatment. Our unique program provides both medication assisted treatment (MAT) and therapy options. We cater to working individuals with both in person and telehealth evening and day group and therapy solutions. In addition, we offer MAT, but do not require it, so patients can truly have it their way. Also, if a patient needs to continue MAT after treatment, we offer that as well. Call us today.
(630) 280-3095 View (630) 280-3095
Photo of Core Psychotherapy Center, Ltd., Treatment Center in Hoffman Estates, IL
Core Psychotherapy Center, Ltd.
Treatment Center, PhD
Verified Verified
Schaumburg, IL 60173
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
Core Psychotherapy Center, Ltd. is a private trauma-based psychotherapy treatment center in Schaumburg, IL serving the Chicagoland area since 2000. Our seasoned therapists work with survivors of childhood sexual abuse, physical abuse and neglect, sexual assault, domestic violence, sex trafficking, organized abuse, torture, survivors of war, military veterans, first responders, as well as survivors of non-relational trauma. CPC specializes in the treatment of PTSD, dissociative disorders including dissociative identity disorder (DID), somatic disorders, self-injury, eating disorders and other comorbid disorders. CPC offers individual psychotherapy and facilitates the following groups: women survivors of childhood sexual abuse; men survivors of childhood sexual abuse; men's trauma group; women survivors of sexual assault; adult survivors of childhood physical abuse and neglect; sexuality and sexual intimacy; transgender adolescents and adults; and military veterans.
(708) 401-9020 View (708) 401-9020
Photo of Sandstone Care Teen & Young Adult Treatment Center, Treatment Center in Hoffman Estates, IL
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Buffalo Grove, IL 60089
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(630) 634-7342 View (630) 634-7342
Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Hoffman Estates, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Bartlett, IL 60103
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of Family Behavioral Health Clinic, Treatment Center in Hoffman Estates, IL
Family Behavioral Health Clinic
Treatment Center, LCPC, CADC
Verified Verified
Schaumburg, IL 60159
The Family Behavioral Health Clinic provides behavioral health services to children and adults in the Chicago area. Our mission is to provide psychiatric evaluation and therapeutic counseling to children and their families enabling the family dynamics to be improved, the bonds to be strengthened, and the future to look brighter. While we welcome clients of all ages, our focus is on the needs of children, adolescents, and young adults. Our clinicians have extensive experience in treating child psychosis and behavioral issues including trauma-impacted disorders, depression, anxiety, attention-deficit disorder (ADD), attention-deficit/hyperactivity disorder, school avoidance, and self-harming behaviors. Our goal is to provide excellent treatment and advance the ability of each client to deal with the challenges they are facing.
The Family Behavioral Health Clinic provides behavioral health services to children and adults in the Chicago area. Our mission is to provide psychiatric evaluation and therapeutic counseling to children and their families enabling the family dynamics to be improved, the bonds to be strengthened, and the future to look brighter. While we welcome clients of all ages, our focus is on the needs of children, adolescents, and young adults. Our clinicians have extensive experience in treating child psychosis and behavioral issues including trauma-impacted disorders, depression, anxiety, attention-deficit disorder (ADD), attention-deficit/hyperactivity disorder, school avoidance, and self-harming behaviors. Our goal is to provide excellent treatment and advance the ability of each client to deal with the challenges they are facing.
(847) 380-8656 View (847) 380-8656
Photo of Sandstone Care Teen & Young Adult Treatment Center, Treatment Center in Hoffman Estates, IL
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Buffalo Grove, IL 60089
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(847) 496-9390 View (847) 496-9390
Photo of Center for Authentic Living, Inc., Treatment Center in Hoffman Estates, IL
Center for Authentic Living, Inc.
Treatment Center, ND, LCPC, CEDS, CYI, ABT
Verified Verified
Arlington Heights, IL 60005
Center for Authentic Living is a collaborative holistic practice in Park Ridge IL supporting those with mental health issues. We recently won the Business Hall of Fame 2018 to 2021 Park Ridge Award for counseling with quality. We bring a 30 year history of assisting clients in healing and continued recovery. CFAL provides psychotherapy for adults, couples, family, adolescents for trauma, eating disorders, substance abuse, anxiety, depression, and stress and pain management. We also support aftercare for IOP PHP, RES programs. We offer trauma coaching, somatic psychotherapy, shiatsu, and acupuncture. Our Holistic center offers integrative therapies such as (SSP) Safe and Sound Protocol, IFS, and meditation for physical and mental health related issues. We believe these integrative modalities promote health, wellness, and the necessary tools for a substantial recovery. The goal of these BodyCentered techniques is to assist in connecting with your inner experience with curiosity, to develop a more flexible approach in managing your symptoms, and to facilitate mindfulness while addressing these pieces that are stuck in present time. We focus on complex trauma, ptsd, auto immune issues
Center for Authentic Living is a collaborative holistic practice in Park Ridge IL supporting those with mental health issues. We recently won the Business Hall of Fame 2018 to 2021 Park Ridge Award for counseling with quality. We bring a 30 year history of assisting clients in healing and continued recovery. CFAL provides psychotherapy for adults, couples, family, adolescents for trauma, eating disorders, substance abuse, anxiety, depression, and stress and pain management. We also support aftercare for IOP PHP, RES programs. We offer trauma coaching, somatic psychotherapy, shiatsu, and acupuncture. Our Holistic center offers integrative therapies such as (SSP) Safe and Sound Protocol, IFS, and meditation for physical and mental health related issues. We believe these integrative modalities promote health, wellness, and the necessary tools for a substantial recovery. The goal of these BodyCentered techniques is to assist in connecting with your inner experience with curiosity, to develop a more flexible approach in managing your symptoms, and to facilitate mindfulness while addressing these pieces that are stuck in present time. We focus on complex trauma, ptsd, auto immune issues
(847) 565-3060 View (847) 565-3060
Photo of Hazelden Betty Ford in Chicago, IL, Treatment Center in Hoffman Estates, IL
Hazelden Betty Ford in Chicago, IL
Treatment Center
Verified Verified
Bloomingdale, IL 60108
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
(866) 568-7671 View (866) 568-7671
Photo of Relief Mental Health, Treatment Center in Hoffman Estates, IL
Relief Mental Health
Treatment Center
Verified Verified
Bartlett, IL 60103
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
(847) 649-6186 View (847) 649-6186
Photo of Symetria Recovery — Des Plaines, Treatment Center in Hoffman Estates, IL
Symetria Recovery — Des Plaines
Treatment Center, Drugs &, Alcohol
Verified Verified
Arlington Heights, IL 60004
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(224) 478-0486 View (224) 478-0486
Photo of Symetria Recovery — Vernon Hills, Treatment Center in Hoffman Estates, IL
Symetria Recovery — Vernon Hills
Treatment Center, Drugs &, Alcohol
Verified Verified
Buffalo Grove, IL 60089
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(847) 780-9260 View (847) 780-9260
Photo of Back2Basics Outdoor Adventures, Treatment Center in Hoffman Estates, IL
Back2Basics Outdoor Adventures
Treatment Center
Verified Verified
Arlington Heights, IL 60005
Back2Basics combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
Back2Basics combines addiction treatment program therapeutic counseling with experiential outdoor adventures to treat individuals with substance and alcohol addiction and lead them through rehab and recovery into long-term sober living. The program is highlighted by spending time in the beautiful serene wilderness where individuals are physically challenged, their minds are cleared and they learn ways to defeat old addictive thinking patterns through various outdoor adventures.
(928) 267-6027 View (928) 267-6027
Photo of Tree House Center for Growth and Learning, Treatment Center in Hoffman Estates, IL
Tree House Center for Growth and Learning
Treatment Center
Verified Verified
Hawthorn Woods, IL 60047
We are a specialized child wellness center offering unique activities that will help all kids grow up healthy! We have many programs that help kids whether typically developing or not with confidence and self esteem building, better friendships and better coping skills. We offer art therapy, music therapy and yoga kids along with individual therapy for children, adolescents, young adults and their families with specialized and licensed therapists and psychologists.
We are a specialized child wellness center offering unique activities that will help all kids grow up healthy! We have many programs that help kids whether typically developing or not with confidence and self esteem building, better friendships and better coping skills. We offer art therapy, music therapy and yoga kids along with individual therapy for children, adolescents, young adults and their families with specialized and licensed therapists and psychologists.
(847) 975-5598 View (847) 975-5598
Photo of Center For Discovery, Treatment Center in Hoffman Estates, IL
Center For Discovery
Treatment Center
Verified Verified
Elk Grove Village, IL 60007
Center For Discovery has been providing excellent behavioral health treatment since treating our first client in 1997. Discovery offers a full continuum of care specializing in the unique and specific needs associated with eating disorder, mental health, and substance abuse treatment. Discovery treats adult women 18 and over and adolescent males and females ages 10 - 19 in separate programs. Our treatment locations offer a warm and engaging environment that fosters long term recovery. Each program treats a small number of clients at a time allowing for truly individualized care that is focused on healing both the client and their family.
Center For Discovery has been providing excellent behavioral health treatment since treating our first client in 1997. Discovery offers a full continuum of care specializing in the unique and specific needs associated with eating disorder, mental health, and substance abuse treatment. Discovery treats adult women 18 and over and adolescent males and females ages 10 - 19 in separate programs. Our treatment locations offer a warm and engaging environment that fosters long term recovery. Each program treats a small number of clients at a time allowing for truly individualized care that is focused on healing both the client and their family.
(773) 904-1179 View (773) 904-1179

See more therapy options for Hoffman Estates

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy