Magellan Treatment Centers in Elgin, IL

Photo of Recovery Centers of America at St Charles, Treatment Center in Elgin, IL
Recovery Centers of America at St Charles
Treatment Center
Verified Verified
Elgin, IL 60123
Bringing world-class addiction treatment to the Chicago area. If you live near Chicago, IL and are looking for an inpatient or outpatient drug & alcohol rehab center for yourself or a loved one, look no further than Recovery Centers of America at St. Charles. Located about 50 miles outside the city, our team is here to help. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders, through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person at nearby South Elgin and online). At RCA’s drug and alcohol rehab center in St. Charles, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
Bringing world-class addiction treatment to the Chicago area. If you live near Chicago, IL and are looking for an inpatient or outpatient drug & alcohol rehab center for yourself or a loved one, look no further than Recovery Centers of America at St. Charles. Located about 50 miles outside the city, our team is here to help. Our mission is to save the lives of adults struggling with addiction and co-occurring mental health disorders, through our full continuum of care, inclusive of drug and alcohol detox, inpatient addiction treatment, and outpatient treatment (offered both in-person at nearby South Elgin and online). At RCA’s drug and alcohol rehab center in St. Charles, you and your family will be part of a large, supportive community of RCA team members who are dedicated to making your time in treatment successful. You have dreams, hopes and aspirations, and to achieve them you must no longer be captive to alcohol, heroin, fentanyl, cocaine, Xanax, meth or other substances. In our expert-led, evidence-based addiction treatment facility we will counsel, medically and emotionally support, and encourage you on your recovery journey.
(331) 231-2564 View (331) 231-2564
Photo of Banyan Chicago, Treatment Center in Elgin, IL
Banyan Chicago
Treatment Center, MEd, LPC
Verified Verified
Elgin, IL 60120
Evidenced based treatment is utilized to effectively help our clients in abstaining from substance use and reaching personal goals. We provide PHP, IOP, OP and continuing care in small groups.
Evidenced based treatment is utilized to effectively help our clients in abstaining from substance use and reaching personal goals. We provide PHP, IOP, OP and continuing care in small groups.
(630) 473-3518 View (630) 473-3518
Photo of Teen DBT Treatment at Evolve Aura, Treatment Center in Elgin, IL
Teen DBT Treatment at Evolve Aura
Treatment Center
Verified Verified
Elgin, IL 60120
Evolve’s residential treatment center offers compassionate, evidence-based treatment to adolescents ages 12-17 struggling with mental health, substance use, and/or behavioral issues. Many of our teens have been diagnosed with depression, anxiety, trauma, Oppositional Defiant Disorder, ADHD, conduct disorder, self-harming or high-risk behaviors, and suicidal ideation. Our handpicked treatment team consists of board-certified child and adolescent psychiatrists, licensed therapists, on-site nurses, Master’s-level residential counselors and 24-hour support staff. We utilize Dialectical Behavior Therapy (DBT) and Cognitive Behavioral Therapy (CBT) integrated with experiential therapies (e.g. equine-assisted therapy, mindfulness, surfing, music, art, drama, fitness, yoga and more). Teens participate in individual/family therapy at least five times a week, psychiatry sessions once a week, and daily groups on DBT Skills, Anger Management, Seeking Safety, and Relapse Prevention. For out-of-state families, we conduct family therapy sessions via HIPAA-compliant video conference. We also provide daily academic support to help your adolescent stay on track with school.
Evolve’s residential treatment center offers compassionate, evidence-based treatment to adolescents ages 12-17 struggling with mental health, substance use, and/or behavioral issues. Many of our teens have been diagnosed with depression, anxiety, trauma, Oppositional Defiant Disorder, ADHD, conduct disorder, self-harming or high-risk behaviors, and suicidal ideation. Our handpicked treatment team consists of board-certified child and adolescent psychiatrists, licensed therapists, on-site nurses, Master’s-level residential counselors and 24-hour support staff. We utilize Dialectical Behavior Therapy (DBT) and Cognitive Behavioral Therapy (CBT) integrated with experiential therapies (e.g. equine-assisted therapy, mindfulness, surfing, music, art, drama, fitness, yoga and more). Teens participate in individual/family therapy at least five times a week, psychiatry sessions once a week, and daily groups on DBT Skills, Anger Management, Seeking Safety, and Relapse Prevention. For out-of-state families, we conduct family therapy sessions via HIPAA-compliant video conference. We also provide daily academic support to help your adolescent stay on track with school.
(818) 805-1537 View (818) 805-1537

More Treatment Centers Nearby

Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Elgin, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Bartlett, IL 60103
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of Care Addiction Center LLC., Treatment Center in Elgin, IL
Care Addiction Center LLC.
Treatment Center, MBA, MSW, CADC, LSW
Verified Verified
Saint Charles, IL 60175
Are you feeling tired, can't keep up with your daily routine, emotional for no reason? We believe that recovery from alcoholism and drug addiction is possible, even in very late stages. Our experience and caring staff is dedicated to providing comprehensive drug rehab treatment services for alcoholism and substance abuse with multiple levels of care. We are a small, quaint intensive program aimed at providing skills and treatment to aid in recovery from substance.
Are you feeling tired, can't keep up with your daily routine, emotional for no reason? We believe that recovery from alcoholism and drug addiction is possible, even in very late stages. Our experience and caring staff is dedicated to providing comprehensive drug rehab treatment services for alcoholism and substance abuse with multiple levels of care. We are a small, quaint intensive program aimed at providing skills and treatment to aid in recovery from substance.
(630) 489-6913 View (630) 489-6913
Photo of Relief Mental Health, Treatment Center in Elgin, IL
Relief Mental Health
Treatment Center
Verified Verified
Bartlett, IL 60133
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
Relief Mental Health provides a solution when other options may not. Since transcranial magnetic stimulation (TMS) is not invasive, patients can go about their daily tasks even on days they have treatment. Most patients drive themselves to and from treatment. We believe treatment should add to patients lives not disrupt it. We have flexible hours including evenings and weekends to work around your schedule. We will collaborate with your psychiatrist, therapist and other members of your outside treatment team to provide the most effective and lasting results. Depression does not have to define your life and we can help you take the next steps to getting better. If you or loved one is struggling with a mental health diagnosis, relief is just a call away. We are committed to seeing patients within 72 hours of their first call.
(847) 649-6186 View (847) 649-6186
Photo of Family Counseling Service, Treatment Center in Elgin, IL
Family Counseling Service
Treatment Center, PsyD, LCPC
Verified Verified
Saint Charles, IL 60174
A leader in behavioral healthcare since 1925, FCS offers you a choice of staff and services to meet your needs. Our mission is to help you develop the skills you need to find hope and to be successful in your life. Almost all forms of payment are accepted, and you will have immediate access to professional behavioral healthcare.
A leader in behavioral healthcare since 1925, FCS offers you a choice of staff and services to meet your needs. Our mission is to help you develop the skills you need to find hope and to be successful in your life. Almost all forms of payment are accepted, and you will have immediate access to professional behavioral healthcare.
(331) 702-9015 View (331) 702-9015
Photo of Guided Path Psychological Services, LLC, Treatment Center in Elgin, IL
Guided Path Psychological Services, LLC
Treatment Center, PsyD, LCPC
Verified Verified
Hoffman Estates, IL 60169
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
For close to 20 years, the therapists at Guided Path have provided comprehensive and effective treatment for all who walk through our door. Lives are changed, people start believing in themselves, goals are obtained and relationships enhanced. Our client's needs vary as does our treatment approach. See for yourself what can happen when you reach out and make that first call on your journey toward wellness.
(847) 241-1957 View (847) 241-1957
Photo of Families and Adolescents in Recovery, Inc., Treatment Center in Elgin, IL
Families and Adolescents in Recovery, Inc.
Treatment Center, MA, NCC, LCPC, CADC
Not Verified Not Verified
Hoffman Estates, IL 60169
FAIR offers multiple treatment interventions such as individual therapy, family therapy, intensive outpatient programs for adolescents (ages 13-18) and young adults (ages 18-30). Teenage and early adult years can be stressful and challenging. You might wonder whether a teen or young adult is experiencing just the typical "growing pains" or a real mental health problem. While adolescence and early adulthood can be a difficult time, there is a difference between "typical" and "troubled". Mental health problems experienced during this time of life are real, painful and if left untreated, can have serious consequences. We are committed to identifying, understanding, and treating core issues that impact our clients and their families. These issues range from depression, anxiety, traumas, bi-polar, personality disorders, impulse control, non-suicidal self-injury, substance use disorders, process addictions such as gaming and social media issues. These issues, if not addressed, interfere with academic success, impact family and social relationships and at times, result in inpatient hospitalizations.
FAIR offers multiple treatment interventions such as individual therapy, family therapy, intensive outpatient programs for adolescents (ages 13-18) and young adults (ages 18-30). Teenage and early adult years can be stressful and challenging. You might wonder whether a teen or young adult is experiencing just the typical "growing pains" or a real mental health problem. While adolescence and early adulthood can be a difficult time, there is a difference between "typical" and "troubled". Mental health problems experienced during this time of life are real, painful and if left untreated, can have serious consequences. We are committed to identifying, understanding, and treating core issues that impact our clients and their families. These issues range from depression, anxiety, traumas, bi-polar, personality disorders, impulse control, non-suicidal self-injury, substance use disorders, process addictions such as gaming and social media issues. These issues, if not addressed, interfere with academic success, impact family and social relationships and at times, result in inpatient hospitalizations.
(847) 380-8378 View (847) 380-8378
Behavioral Healthcare Providers, LTD
Treatment Center
Verified Verified
Streamwood, IL 60107
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
We serve all ages and backgrounds. Many of our clients have anxiety, depression, substance abuse, ADHD or other cognitive challenges or mental health challenges. Some simply want to improve their level of functioning or better their relationships. Psychologists for therapy or testing are available and clinicians with prescribing authority are also here. Many insurances are accepted. Please visit our website at www.MentalHealthChicago.com. Call to schedule an appointment today at 847-895-4540.
(847) 592-0626 View (847) 592-0626

Online Treatment Centers

Photo of Symetria Recovery — Naperville, Treatment Center in Elgin, IL
Symetria Recovery — Naperville
Treatment Center, Drugs &, Alcohol
Verified Verified
Naperville, IL 60540
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(331) 204-0389 View (331) 204-0389
Photo of Balance Counseling, Treatment Center in Elgin, IL
Balance Counseling
Treatment Center, LCPC, NCC
Verified Verified
Palos Heights, IL 60463
At Balance Counseling & Wellness we believe that you matter and have the ability to be well. Our goal is to help you regain your equilibrium by working with you to understand the processes that brought you to where you are and identify areas that if changed, will lead to greater life satisfaction.
At Balance Counseling & Wellness we believe that you matter and have the ability to be well. Our goal is to help you regain your equilibrium by working with you to understand the processes that brought you to where you are and identify areas that if changed, will lead to greater life satisfaction.
(708) 847-7265 View (708) 847-7265
Photo of TabulaRasa Integrative Health Inc., Treatment Center in Elgin, IL
TabulaRasa Integrative Health Inc.
Treatment Center, LCPC, CADC, CCTP-II, CH
Verified Verified
Gurnee, IL 60031
Assisting those who struggle with a wide variety of life issues and are ready to change their lives for the better. This care include caring for every aspect of them; their mind, body, and spirit.
Assisting those who struggle with a wide variety of life issues and are ready to change their lives for the better. This care include caring for every aspect of them; their mind, body, and spirit.
(224) 218-5016 View (224) 218-5016
Photo of Ascension Center for Mental Health, Treatment Center in Elgin, IL
Ascension Center for Mental Health
Treatment Center
Verified Verified
1 Endorsed
Arlington Heights, IL 60004
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
The Ascension Center for Mental Health (formerly Alexian Brothers) in Arlington Heights, offers an array of outpatient services.Individual therapy is available for children, adolescents and adults, including couples and family therapy. Other services include medication management with a psychiatrist, case management services, vocational rehabilitation, supported education and transitional and supportive living arrangements. In addition, for those whose symptoms are increasing, we offer an alternative to an in-patient hospitalization. Our Partial Hospitalization Program/Intensive Outpatient Program consists of a small group program daily from 9-3 for approximately three weeks, individual therapy and medication evaluation and monitoring. There is no waiting list. Call now for an initial screening! This program teaches coping skills in a safe environment, helps to reduce negative thinking, and offers therapy with others who are struggling with similar conditions. This program allows individuals to receive treatment without being too far removed from their support network and responsibilities. The time in PHP allows those to make substantial progress in their mental health issues.
(224) 374-1914 View (224) 374-1914
Photo of Symetria Recovery — Joliet, Treatment Center in Elgin, IL
Symetria Recovery — Joliet
Treatment Center, Drugs &, Alcohol
Verified Verified
Joliet, IL 60435
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(815) 207-8592 View (815) 207-8592
Photo of Shared Vision Psychological Services, Inc, Treatment Center in Elgin, IL
Shared Vision Psychological Services, Inc
Treatment Center
Verified Verified
Oak Brook, IL 60523
When you or someone you love is hurting, we know how important it is to find the right place for therapeutic support—a place where you can feel comfortable, a therapist who will provide the personalized care you need to help you heal. The staff at Shared Vision Psychological Services is committed to providing individualized attention to every person, couple and family we see. It is our goal to help you, too. In everything we do—from individual psychotherapy, to group sessions, to our nature-inspired surroundings—we strive to make you feel comfortable, encouraged and understood. And, we will work side-by-side with you, your child or spouse, to help reach understanding, strengthen resilience and experience hope. Please see our services to see how our team of clinical psychologists can help you.
When you or someone you love is hurting, we know how important it is to find the right place for therapeutic support—a place where you can feel comfortable, a therapist who will provide the personalized care you need to help you heal. The staff at Shared Vision Psychological Services is committed to providing individualized attention to every person, couple and family we see. It is our goal to help you, too. In everything we do—from individual psychotherapy, to group sessions, to our nature-inspired surroundings—we strive to make you feel comfortable, encouraged and understood. And, we will work side-by-side with you, your child or spouse, to help reach understanding, strengthen resilience and experience hope. Please see our services to see how our team of clinical psychologists can help you.
(630) 882-3527 x224 View (630) 882-3527 x224
Photo of Lighthouse Emotional Wellness Counseling Cntr, Treatment Center in Elgin, IL
Lighthouse Emotional Wellness Counseling Cntr
Treatment Center, PsyD, LCPC
Verified Verified
Arlington Heights, IL 60004
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
The Lighthouse has been offering individual, couples and family counseling in Arlington Heights, IL for over 25 years. In addition to its successful couples program called, Couples Synergy, developed by cofounders Dr Ray & Jean Kadkhodaian, it provides professional counseling services to families and individuals who want to be happier in their relationships. The integrative approach treats couples, families and individuals struggling with depression, anxiety, ADHD, addiction issues, relationship issues, bipolar disorder, anger management issues, school struggles, divorce and life transition challenges. Schedule your next appointment with our certified counselors in Arlington Heights IL, or virtually in Colorado.
(847) 393-4435 View (847) 393-4435
Photo of Riverwalk Counseling Center, Inc, Treatment Center in Elgin, IL
Riverwalk Counseling Center, Inc
Treatment Center, LCSW
Verified Verified
Naperville, IL 60540
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
(630) 733-1938 View (630) 733-1938
Photo of Symetria Recovery — Des Plaines, Treatment Center in Elgin, IL
Symetria Recovery — Des Plaines
Treatment Center, Drugs &, Alcohol
Verified Verified
Des Plaines, IL 60016
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(224) 478-0486 View (224) 478-0486
Photo of Ascension - Behavioral Health, Downtown Chicago, Treatment Center in Elgin, IL
Ascension - Behavioral Health, Downtown Chicago
Treatment Center
Verified Verified
Chicago, IL 60602
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
(773) 832-5619 View (773) 832-5619
Magellan Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy