Optum Treatment Centers in Chicago, IL

Photo of Concentric Counseling & Consulting, Treatment Center in Chicago, IL
Concentric Counseling & Consulting
Treatment Center, MA, LCPC, NCC
Verified Verified
Chicago, IL 60602
Our passionate counselors and therapists at Concentric Counseling & Consulting draw from our extensive training, education, and professional and personal experiences to help others feel at ease and welcomed. The therapists at Concentric are experts in trauma, anxiety, depression and mood, gender, seuxal, and racial identity exploration and needs, ADHD, intimate and non-intimate relationships, life transitions and stress, grief and loss, substance abuse, existential issues, and unresolved family-of-origin concerns. Our duty is to create a trusting environment where you can feel safe sharing your experiences with us. Our aim is to understand you and what makes you unique in the context of your universal experiences, needs, and desires. During our sessions and through developing self-care, we work together so that you can navigate your life with authenticity and self-compassion.
Our passionate counselors and therapists at Concentric Counseling & Consulting draw from our extensive training, education, and professional and personal experiences to help others feel at ease and welcomed. The therapists at Concentric are experts in trauma, anxiety, depression and mood, gender, seuxal, and racial identity exploration and needs, ADHD, intimate and non-intimate relationships, life transitions and stress, grief and loss, substance abuse, existential issues, and unresolved family-of-origin concerns. Our duty is to create a trusting environment where you can feel safe sharing your experiences with us. Our aim is to understand you and what makes you unique in the context of your universal experiences, needs, and desires. During our sessions and through developing self-care, we work together so that you can navigate your life with authenticity and self-compassion.
(312) 964-8370 View (312) 964-8370
Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Chicago, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Chicago, IL 60607
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of Resilience Rising, Treatment Center in Chicago, IL
Resilience Rising
Treatment Center
Verified Verified
Chicago, IL 60647
We created Resilience Rising in 2019 as an intentional alternative to other group therapy practices. Turning away from the focus of “what is wrong with you” to what happened to you, and most importantly what is right with you. Every human is born with the intrinsic ability to be resilient; it is there waiting and wanting to be discovered. We have become therapists because we know the immense power and healing that can happen in session. Our therapists are authentic, relational, and direct in efforts to promote the change you want in your life.
We created Resilience Rising in 2019 as an intentional alternative to other group therapy practices. Turning away from the focus of “what is wrong with you” to what happened to you, and most importantly what is right with you. Every human is born with the intrinsic ability to be resilient; it is there waiting and wanting to be discovered. We have become therapists because we know the immense power and healing that can happen in session. Our therapists are authentic, relational, and direct in efforts to promote the change you want in your life.
(872) 267-9855 View (872) 267-9855
Photo of Depression & Anxiety Specialty Clinic of Chicago, Treatment Center in Chicago, IL
Depression & Anxiety Specialty Clinic of Chicago
Treatment Center
Verified Verified
Chicago, IL 60657
We are a team of highly skilled professionals who have dedicated our lives to meeting the mental health needs of our communities in Chicago. Too many people suffer needlessly with treatable conditions, such as Obsessive-Compulsive Disorder (OCD), Post-Traumatic Stress Disorder (PTSD), Eating Disorders, Social Anxiety, and Major Depressive and Bipolar Disorders. It is our mission to make the highest quality care available to all members of our community. We are an inclusive environment, welcoming people from all walks of life and every background.
We are a team of highly skilled professionals who have dedicated our lives to meeting the mental health needs of our communities in Chicago. Too many people suffer needlessly with treatable conditions, such as Obsessive-Compulsive Disorder (OCD), Post-Traumatic Stress Disorder (PTSD), Eating Disorders, Social Anxiety, and Major Depressive and Bipolar Disorders. It is our mission to make the highest quality care available to all members of our community. We are an inclusive environment, welcoming people from all walks of life and every background.
(773) 295-7878 View (773) 295-7878
Photo of Ascension - Behavioral Health, Downtown Chicago, Treatment Center in Chicago, IL
Ascension - Behavioral Health, Downtown Chicago
Treatment Center
Verified Verified
Chicago, IL 60602
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
(773) 832-5619 View (773) 832-5619
Photo of Symetria Recovery — Chicago , Treatment Center in Chicago, IL
Symetria Recovery — Chicago
Treatment Center, Drugs &, Alcohol
Verified Verified
Chicago, IL 60613
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(872) 204-2070 View (872) 204-2070
Photo of SunCloud Health Outpatient & Residential Treatment, Treatment Center in Chicago, IL
SunCloud Health Outpatient & Residential Treatment
Treatment Center
Verified Verified
Chicago, IL 60614
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
(224) 808-3255 View (224) 808-3255
Photo of Chicago Compass Counseling, LLC, Treatment Center in Chicago, IL
Chicago Compass Counseling, LLC
Treatment Center
Verified Verified
1 Endorsed
Chicago, IL 60601
Are you caught in a cycle of self-destructive behavior? Perhaps you are worried about someone you love who is. We provide radical behavior change counseling in Chicago to help you live a life that is more in line with your values. Our individually-tailored solutions help people who want to break free of bad habits, challenging environments, and toxic stress. We are here to help you create a path to success. We specialize in moderation management for alcohol, anxiety management, race-based trauma, white allyship therapy, emotional eating, e-sports and video game addiction, and supportive approaches for loved ones.
Are you caught in a cycle of self-destructive behavior? Perhaps you are worried about someone you love who is. We provide radical behavior change counseling in Chicago to help you live a life that is more in line with your values. Our individually-tailored solutions help people who want to break free of bad habits, challenging environments, and toxic stress. We are here to help you create a path to success. We specialize in moderation management for alcohol, anxiety management, race-based trauma, white allyship therapy, emotional eating, e-sports and video game addiction, and supportive approaches for loved ones.
(312) 635-4052 x1 View (312) 635-4052 x1
Photo of Pinnacle Counseling, Treatment Center in Chicago, IL
Pinnacle Counseling
Treatment Center, LMFT
Verified Verified
1 Endorsed
Chicago, IL 60602
The counselors at Pinnacle Counseling are dedicated to working with our clients to create a safe, nurturing environment for change for individuals, couples, and families of all ages. Our goal is to work with you to establish what change looks like, assist you in breaking old patterns and overcoming challenges, and to further your personal growth. We meet our clients where they are in the process, and empower them to move forward at the speed which feels most comfortable.
The counselors at Pinnacle Counseling are dedicated to working with our clients to create a safe, nurturing environment for change for individuals, couples, and families of all ages. Our goal is to work with you to establish what change looks like, assist you in breaking old patterns and overcoming challenges, and to further your personal growth. We meet our clients where they are in the process, and empower them to move forward at the speed which feels most comfortable.
(312) 262-4904 View (312) 262-4904
Photo of Pathlight Mood & Anxiety Center Illinois, Treatment Center in Chicago, IL
Pathlight Mood & Anxiety Center Illinois
Treatment Center
Verified Verified
Chicago, IL 60601
Pathlight Mood & Anxiety Center provides specialized treatment for mood and anxiety disorders in Chicago, IL and Austin, TX. Pathlight also works closely with Eating Recovery Center, the only national, vertically integrated healthcare system dedicated to treating eating and related disorders at any stage of the illness. Accredited by the Joint Commission and led by a nationally recognized team of experts across multiple behavioral healthcare disciplines, Insight leverages comprehensive, evidence-based treatment approaches to support adults, adolescents and families suffering from mood and anxiety disorders.
Pathlight Mood & Anxiety Center provides specialized treatment for mood and anxiety disorders in Chicago, IL and Austin, TX. Pathlight also works closely with Eating Recovery Center, the only national, vertically integrated healthcare system dedicated to treating eating and related disorders at any stage of the illness. Accredited by the Joint Commission and led by a nationally recognized team of experts across multiple behavioral healthcare disciplines, Insight leverages comprehensive, evidence-based treatment approaches to support adults, adolescents and families suffering from mood and anxiety disorders.
(312) 273-6176 View (312) 273-6176
Photo of Symmetry Counseling, Treatment Center in Chicago, IL
Symmetry Counseling
Treatment Center, PsyD, LMFT
Verified Verified
Chicago, IL 60606
Welcome to Symmetry Counseling. We are a group of over 25 mental health professionals located in Chicago Loop specializing in counseling, psychotherapy, and coaching for individuals, couples, and families. We chose the name Symmetry because the word evokes our goal to assist you in developing an ability to remain balanced and resilient under the forces of change.
Welcome to Symmetry Counseling. We are a group of over 25 mental health professionals located in Chicago Loop specializing in counseling, psychotherapy, and coaching for individuals, couples, and families. We chose the name Symmetry because the word evokes our goal to assist you in developing an ability to remain balanced and resilient under the forces of change.
(312) 698-3470 View (312) 698-3470
Photo of Midwest Counseling & Diagnostics, Treatment Center in Chicago, IL
Midwest Counseling & Diagnostics
Treatment Center, PsyD
Verified Verified
Chicago, IL 60601
Midwest Counseling & Diagnostic Center is an outpatient mental health group practice with two convenient locations in downtown Chicago and in the northern suburb of Northbrook. Composed of exceptional, compassionate and highly-trained therapists, we are dedicated to providing the most current research-backed techniques and treatment.
Midwest Counseling & Diagnostic Center is an outpatient mental health group practice with two convenient locations in downtown Chicago and in the northern suburb of Northbrook. Composed of exceptional, compassionate and highly-trained therapists, we are dedicated to providing the most current research-backed techniques and treatment.
(312) 586-1473 View (312) 586-1473
Photo of Journey's Community Center, Treatment Center in Chicago, IL
Journey's Community Center
Treatment Center, LCPC, LCSW, PhD
Verified Verified
Chicago, IL 60639
Journey's Community Center is an outpatient counseling center with two locations, in the Belmont-Cragin neighborhood of Chicago and Oak Park, IL offering in person and teletherapy. Our passionate and skilled therapists draw from extensive training and education to support and empower our clients to accomplish their therapeutic goals. We have a diverse selection of therapists who specialize in treating a variety of mental health issues such as anxiety, depression, life transitions, relationship issues, trauma, among others.
Journey's Community Center is an outpatient counseling center with two locations, in the Belmont-Cragin neighborhood of Chicago and Oak Park, IL offering in person and teletherapy. Our passionate and skilled therapists draw from extensive training and education to support and empower our clients to accomplish their therapeutic goals. We have a diverse selection of therapists who specialize in treating a variety of mental health issues such as anxiety, depression, life transitions, relationship issues, trauma, among others.
(708) 683-9725 View (708) 683-9725
Photo of Wildflower Center for Emotional Health, Treatment Center in Chicago, IL
Wildflower Center for Emotional Health
Treatment Center
Verified Verified
Chicago, IL 60610
Wildflower Center for Emotional Health is a group of caring mental health professionals skilled in the practice of individual, couples, family, and group psychotherapy. We believe in providing effective, attuned mental health services that enable individuals, families, and communities to flourish. We offer a wide array of therapeutic and learning experiences to help you accomplish your goals. In our culture of impossible expectations, we help you slow down and find your own way. We specialize in perinatal and reproductive health, trauma and PTSD, anxiety and depression, relationships, sex and intimacy concerns, and more. We are trauma-informed, committed to antiracism and social justice advocacy, sex-positive, kink and BDSM-friendly, and welcoming to all who identify under the LGBTQIA+ umbrella. We stand by you, acknowledging the broader social systems at play and advocating for a world where every individual’s worth and dignity is affirmed and celebrated.
Wildflower Center for Emotional Health is a group of caring mental health professionals skilled in the practice of individual, couples, family, and group psychotherapy. We believe in providing effective, attuned mental health services that enable individuals, families, and communities to flourish. We offer a wide array of therapeutic and learning experiences to help you accomplish your goals. In our culture of impossible expectations, we help you slow down and find your own way. We specialize in perinatal and reproductive health, trauma and PTSD, anxiety and depression, relationships, sex and intimacy concerns, and more. We are trauma-informed, committed to antiracism and social justice advocacy, sex-positive, kink and BDSM-friendly, and welcoming to all who identify under the LGBTQIA+ umbrella. We stand by you, acknowledging the broader social systems at play and advocating for a world where every individual’s worth and dignity is affirmed and celebrated.
(872) 250-4161 View (872) 250-4161
Behavioral Services Center
Treatment Center, PhD, LCPC, CAADC, SAP
Verified Verified
Chicago, IL 60601
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area. Our practitioners and therapists specialize in mental health and substance abuse treatments such as outpatient detox, medication management, individual therapy, domestic violence, parenting skills/coaching, anger management, and harm reduction. Our goal as a facility is to provide up-to-date, effective, and affordable integrative treatment.
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area. Our practitioners and therapists specialize in mental health and substance abuse treatments such as outpatient detox, medication management, individual therapy, domestic violence, parenting skills/coaching, anger management, and harm reduction. Our goal as a facility is to provide up-to-date, effective, and affordable integrative treatment.
(847) 960-3255 View (847) 960-3255
Photo of Sandstone Care Teen & Young Adult Treatment Center, Treatment Center in Chicago, IL
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Chicago, IL 60654
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(847) 496-9390 View (847) 496-9390
Photo of Center For Discovery, Glenview, Treatment Center in Chicago, IL
Center For Discovery, Glenview
Treatment Center
Verified Verified
Chicago, IL 60657
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
At Center for Discovery, we have built a legacy that has helped thousands of patients in eating disorder recovery. Since 1997, our continuum of care takes treatment out of hospitals and into real-life settings. Our evidence-based and trauma-informed treatments give our patients the coping skills and encouragement they need to navigate real-life recovery. Our team gets to the heart of why patients have a disorder—this means asking questions and providing therapies that reveal the root causes, all in a space that is filled with compassion and security. From the moment our patients step through the doors, they’ll begin developing the tools needed for everyday life after treatment.
(844) 505-2914 View (844) 505-2914
Photo of Rock Recovery Center, Treatment Center in Chicago, IL
Rock Recovery Center
Treatment Center, MD
Not Verified Not Verified
Chicago, IL 60629
An Addiction Treatment Program using Adventure Therapy combined with Physical Fitness. Rock gets out of the group room and uses activity based treatment to help build community and lower defense mechanisms. We treat the underlying causes of addiction through several effective clinical methods. At Rock Recovery Center, clients receive expert medical, clinical and spiritual care individually designed for their needs. Our clients leave Rock Recovery with the foundation upon which they will build and grow for the rest of their lives. WWW.ROCKRECOVERYCENTER.COM
An Addiction Treatment Program using Adventure Therapy combined with Physical Fitness. Rock gets out of the group room and uses activity based treatment to help build community and lower defense mechanisms. We treat the underlying causes of addiction through several effective clinical methods. At Rock Recovery Center, clients receive expert medical, clinical and spiritual care individually designed for their needs. Our clients leave Rock Recovery with the foundation upon which they will build and grow for the rest of their lives. WWW.ROCKRECOVERYCENTER.COM
(561) 531-5709 View (561) 531-5709
Photo of Top of the World Ranch, Treatment Center in Chicago, IL
Top of the World Ranch
Treatment Center
Verified Verified
Chicago, IL 60604
Top of the World Ranch is holistic, individualized set upon a private 315-acre property. Our program treats chemical addictions (alcohol and drugs) as well as process addictions such as gambling, sex, pornography, food, gaming, phone addiction and other dependencies that stand alone or accompany the chemical addictions. Our program also recognizes and treats co-occurring mental disorders that often accompany addictions such as depression, anxiety, ADHD, and other mental afflictions. Our holistic program is focused on creating a healthy, balanced lifestyle, in conjunction with the most innovative and researched based therapeutic techniques currently available in addiction treatment. We assist our clients in reconnecting to themselves after having been lost to their addictions. The beauty of our physical location and the wooded surroundings are used to help them regain their mental and physical health by reconnecting with nature. Exploring our many trails, kayaking on our lake etc. are valuable tools as we feel reconnecting with nature is an integral part of rekindling their spirituality. Our program is not 12-step based but recognize and support the importance of developing a relationship with the 12-step community. In addition, we offer mindfulness, an on-site sweat lodge, yoga and other means to support each clients spirituality.
Top of the World Ranch is holistic, individualized set upon a private 315-acre property. Our program treats chemical addictions (alcohol and drugs) as well as process addictions such as gambling, sex, pornography, food, gaming, phone addiction and other dependencies that stand alone or accompany the chemical addictions. Our program also recognizes and treats co-occurring mental disorders that often accompany addictions such as depression, anxiety, ADHD, and other mental afflictions. Our holistic program is focused on creating a healthy, balanced lifestyle, in conjunction with the most innovative and researched based therapeutic techniques currently available in addiction treatment. We assist our clients in reconnecting to themselves after having been lost to their addictions. The beauty of our physical location and the wooded surroundings are used to help them regain their mental and physical health by reconnecting with nature. Exploring our many trails, kayaking on our lake etc. are valuable tools as we feel reconnecting with nature is an integral part of rekindling their spirituality. Our program is not 12-step based but recognize and support the importance of developing a relationship with the 12-step community. In addition, we offer mindfulness, an on-site sweat lodge, yoga and other means to support each clients spirituality.
(309) 741-2831 View (309) 741-2831
Photo of Riverwalk Counseling Center, Inc, Treatment Center in Chicago, IL
Riverwalk Counseling Center, Inc
Treatment Center, LCSW
Verified Verified
Chicago, IL 60606
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
Welcome to Riverwalk Counseling Center! I know how hard it is to ask for help and find the right therapist. If you have come this far, hopefully, you will reach out and talk to someone. My goal is to match you with the therapist that best suites your needs. And, if I can't help, I can refer you to someone who can. Here's what people say about me: "That since I have been coming here, I have been getting better with everything". "I feel like I'm taking steps toward improving my feelings about my life."
(630) 733-1938 View (630) 733-1938

See more therapy options for Chicago

Optum Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy