Cigna and Evernorth Treatment Centers in Chicago, IL

Photo of Greywood Health Center, Treatment Center in Chicago, IL
Greywood Health Center
Treatment Center, MD, PhD, LCPC, LCSW, MA
Verified Verified
Chicago, IL 60610
At Greywood, we are committed to identifying, understanding and treating the unique behavioral health issues that affect adolescents and young adults, and in turn, their families, schools, and communities. We specialize in intensive behavioral health services (PHP / IOP) for ages 13-30. Our multi-disciplinary team, led by a board-certified child, adolescent and adult psychiatrist, is highly experienced in the treatment of anxiety, depression, mood dysregulation, impulsivity maladaptive coping and co-occurring disorders.
At Greywood, we are committed to identifying, understanding and treating the unique behavioral health issues that affect adolescents and young adults, and in turn, their families, schools, and communities. We specialize in intensive behavioral health services (PHP / IOP) for ages 13-30. Our multi-disciplinary team, led by a board-certified child, adolescent and adult psychiatrist, is highly experienced in the treatment of anxiety, depression, mood dysregulation, impulsivity maladaptive coping and co-occurring disorders.
(872) 231-3670 View (872) 231-3670
Photo of Resilience Rising, Treatment Center in Chicago, IL
Resilience Rising
Treatment Center
Verified Verified
Chicago, IL 60647
We created Resilience Rising in 2019 as an intentional alternative to other group therapy practices. Turning away from the focus of “what is wrong with you” to what happened to you, and most importantly what is right with you. Every human is born with the intrinsic ability to be resilient; it is there waiting and wanting to be discovered. We have become therapists because we know the immense power and healing that can happen in session. Our therapists are authentic, relational, and direct in efforts to promote the change you want in your life.
We created Resilience Rising in 2019 as an intentional alternative to other group therapy practices. Turning away from the focus of “what is wrong with you” to what happened to you, and most importantly what is right with you. Every human is born with the intrinsic ability to be resilient; it is there waiting and wanting to be discovered. We have become therapists because we know the immense power and healing that can happen in session. Our therapists are authentic, relational, and direct in efforts to promote the change you want in your life.
(872) 267-9855 View (872) 267-9855
Photo of SunCloud Health Outpatient & Residential Treatment, Treatment Center in Chicago, IL
SunCloud Health Outpatient & Residential Treatment
Treatment Center
Verified Verified
Chicago, IL 60614
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
If you are looking for an evidence based outpatient treatment center that treats you as a person, treats the behaviors, the root problem(s), and which has a staff truly capable of treating these diseases in an integrated manner, SCH might be a good fit for you. With Dr. Kim Dennis at the helm, we treat co-occurring substance use disorders and eating disorders combined with mood disorders, personality disorders, PTSD and trauma. Trauma lies at the heart of many of the self-destructive behaviors we see. Treating the medical, environmental, and behavioral aspects of these diseases is what we do best.
(224) 808-3255 View (224) 808-3255
Photo of Journey's Community Center, Treatment Center in Chicago, IL
Journey's Community Center
Treatment Center, LCPC, LCSW, PhD
Verified Verified
Chicago, IL 60639
Journey's Community Center is an outpatient counseling center with two locations, in the Belmont-Cragin neighborhood of Chicago and Oak Park, IL offering in person and teletherapy. Our passionate and skilled therapists draw from extensive training and education to support and empower our clients to accomplish their therapeutic goals. We have a diverse selection of therapists who specialize in treating a variety of mental health issues such as anxiety, depression, life transitions, relationship issues, trauma, among others.
Journey's Community Center is an outpatient counseling center with two locations, in the Belmont-Cragin neighborhood of Chicago and Oak Park, IL offering in person and teletherapy. Our passionate and skilled therapists draw from extensive training and education to support and empower our clients to accomplish their therapeutic goals. We have a diverse selection of therapists who specialize in treating a variety of mental health issues such as anxiety, depression, life transitions, relationship issues, trauma, among others.
(708) 683-9725 View (708) 683-9725
Photo of Pathlight Mood & Anxiety Center Illinois, Treatment Center in Chicago, IL
Pathlight Mood & Anxiety Center Illinois
Treatment Center
Verified Verified
Chicago, IL 60601
Pathlight Mood & Anxiety Center provides specialized treatment for mood and anxiety disorders in Chicago, IL and Austin, TX. Pathlight also works closely with Eating Recovery Center, the only national, vertically integrated healthcare system dedicated to treating eating and related disorders at any stage of the illness. Accredited by the Joint Commission and led by a nationally recognized team of experts across multiple behavioral healthcare disciplines, Insight leverages comprehensive, evidence-based treatment approaches to support adults, adolescents and families suffering from mood and anxiety disorders.
Pathlight Mood & Anxiety Center provides specialized treatment for mood and anxiety disorders in Chicago, IL and Austin, TX. Pathlight also works closely with Eating Recovery Center, the only national, vertically integrated healthcare system dedicated to treating eating and related disorders at any stage of the illness. Accredited by the Joint Commission and led by a nationally recognized team of experts across multiple behavioral healthcare disciplines, Insight leverages comprehensive, evidence-based treatment approaches to support adults, adolescents and families suffering from mood and anxiety disorders.
(312) 273-6176 View (312) 273-6176
Photo of Symetria Recovery — Chicago , Treatment Center in Chicago, IL
Symetria Recovery — Chicago
Treatment Center, Drugs &, Alcohol
Verified Verified
Chicago, IL 60613
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
Don't settle for any generic treatment center. You deserve help that actually helps you feel happy again. Symetria Recovery is backed by a 95% satisfaction rating and hundreds of 5-star reviews.
(872) 204-2070 View (872) 204-2070
Photo of Hazelden Betty Ford in Chicago, IL, Treatment Center in Chicago, IL
Hazelden Betty Ford in Chicago, IL
Treatment Center
Verified Verified
Chicago, IL 60610
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
Welcome to Hazelden Betty Ford's Chicago treatment center, home to acclaimed outpatient addiction and mental health treatment services, continuing care, family programming, and more. Our clinicians focus on treating the whole person by addressing the physical, spiritual, and mental aspects of addiction. And our evidence-based treatment practices and support resources provide you with the best foundation for lasting recovery from addiction.
(866) 568-7671 View (866) 568-7671
Photo of Symmetry Counseling, Treatment Center in Chicago, IL
Symmetry Counseling
Treatment Center, PsyD, LMFT
Verified Verified
Chicago, IL 60606
Welcome to Symmetry Counseling. We are a group of over 25 mental health professionals located in Chicago Loop specializing in counseling, psychotherapy, and coaching for individuals, couples, and families. We chose the name Symmetry because the word evokes our goal to assist you in developing an ability to remain balanced and resilient under the forces of change.
Welcome to Symmetry Counseling. We are a group of over 25 mental health professionals located in Chicago Loop specializing in counseling, psychotherapy, and coaching for individuals, couples, and families. We chose the name Symmetry because the word evokes our goal to assist you in developing an ability to remain balanced and resilient under the forces of change.
(312) 698-3470 View (312) 698-3470
Photo of Cognitive Solutions Learning Center, Treatment Center in Chicago, IL
Cognitive Solutions Learning Center
Treatment Center, PhD
Verified Verified
Chicago, IL 60614
We are a cutting edge facility offering a broad range of services, including learning disability and attention deficit disorder assessment and remediation, executive functions training and ADHD coaching, psychotherapy, and the latest neurofeedback technologies. We specialize in non-medicinal treatments for disorders of attention. Please refer to our website for a comprehensive list of our services. Alternatively, feel free to contact us at (773) 755-1775 or by emailing info@helpforld.com for more information.
We are a cutting edge facility offering a broad range of services, including learning disability and attention deficit disorder assessment and remediation, executive functions training and ADHD coaching, psychotherapy, and the latest neurofeedback technologies. We specialize in non-medicinal treatments for disorders of attention. Please refer to our website for a comprehensive list of our services. Alternatively, feel free to contact us at (773) 755-1775 or by emailing info@helpforld.com for more information.
(773) 922-6518 View (773) 922-6518
Photo of Mind Body Co-op, Treatment Center in Chicago, IL
Mind Body Co-op
Treatment Center
Verified Verified
1 Endorsed
Chicago, IL 60602
Mind Body Co-op is Chicago's premiere space to discover and explore what is occurring internally at the cognitive, emotional, and physical levels. This unique, holistic approach to treatment of trauma, co-dependence, addiction, unmanageability with food, and mood disorders provides clients an opportunity to heal holistically and efficiently. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, bringing together the mind and the body opens you up to limitless possibilities. MBC provides thoughtful, collaborative, and complete care to help you reach your goals and navigate your best life. The MBC team works together to offer services to help you access your whole self for holistic healing and wellness. MBC offers a variety of clinical services including Individual (adults, teens, couples ) Family, & Group Psychotherapy, DBT Skills Training, Medication Management, Adventure Therapy and Psychological and Neuropsychological Testing, Yoga, Nutrition and Reiki therapies. The MBC team is available for consultation about what service or combination of services will align with your goals.
Mind Body Co-op is Chicago's premiere space to discover and explore what is occurring internally at the cognitive, emotional, and physical levels. This unique, holistic approach to treatment of trauma, co-dependence, addiction, unmanageability with food, and mood disorders provides clients an opportunity to heal holistically and efficiently. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, bringing together the mind and the body opens you up to limitless possibilities. MBC provides thoughtful, collaborative, and complete care to help you reach your goals and navigate your best life. The MBC team works together to offer services to help you access your whole self for holistic healing and wellness. MBC offers a variety of clinical services including Individual (adults, teens, couples ) Family, & Group Psychotherapy, DBT Skills Training, Medication Management, Adventure Therapy and Psychological and Neuropsychological Testing, Yoga, Nutrition and Reiki therapies. The MBC team is available for consultation about what service or combination of services will align with your goals.
(312) 487-3526 x2 View (312) 487-3526 x2
Photo of Luxury Psychiatry Medical Spa - Chicago, Treatment Center in Chicago, IL
Luxury Psychiatry Medical Spa - Chicago
Treatment Center, MD
Verified Verified
Chicago, IL 60607
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
Luxury Psychiatry Medical Spa caters to individuals seeking advanced mental health care, focusing on those experiencing treatment-resistant depression and other complex psychiatric conditions. Our facility is renowned for its unique blend of traditional psychiatric services and innovative treatments, including TMS therapy and ketamine infusions. Our diverse team of psychiatrists and nurse practitioners is adept at tailoring treatment plans to the specific needs of each client, ensuring a holistic approach to mental wellness. Understanding the varied schedules of our clients, we offer flexible appointment options. You can schedule a visit through our website or by contacting our intake team. While we accept a range of insurance plans, we also provide options for self-pay clients. For those concerned about financial barriers, we offer solutions to make our services more accessible. Our commitment lies in delivering premium mental health care in a luxurious, comforting setting, designed to foster healing and empowerment. For more information or to schedule an appointment, please visit our website or call us directly.
(708) 905-2353 View (708) 905-2353
Photo of Chicago Compass Counseling, LLC, Treatment Center in Chicago, IL
Chicago Compass Counseling, LLC
Treatment Center
Verified Verified
1 Endorsed
Chicago, IL 60601
Are you caught in a cycle of self-destructive behavior? Perhaps you are worried about someone you love who is. We provide radical behavior change counseling in Chicago to help you live a life that is more in line with your values. Our individually-tailored solutions help people who want to break free of bad habits, challenging environments, and toxic stress. We are here to help you create a path to success. We specialize in moderation management for alcohol, anxiety management, race-based trauma, white allyship therapy, emotional eating, e-sports and video game addiction, and supportive approaches for loved ones.
Are you caught in a cycle of self-destructive behavior? Perhaps you are worried about someone you love who is. We provide radical behavior change counseling in Chicago to help you live a life that is more in line with your values. Our individually-tailored solutions help people who want to break free of bad habits, challenging environments, and toxic stress. We are here to help you create a path to success. We specialize in moderation management for alcohol, anxiety management, race-based trauma, white allyship therapy, emotional eating, e-sports and video game addiction, and supportive approaches for loved ones.
(312) 635-4052 x1 View (312) 635-4052 x1
Photo of Compass Health Center – Chicago, Treatment Center in Chicago, IL
Compass Health Center – Chicago
Treatment Center, MD, PhD, MA, LCSW, LCPC
Verified Verified
Chicago, IL 60618
When mental health gets in the way of living your best life, we’re here to help. Compass Health Center provides immediate access to specialized, comprehensive in-person and virtual mental health services. Our age-based Partial Hospitalization (PHP) and Intensive Outpatient (IOP) programs are designed for children, adolescents, young adults, and adults with mood, anxiety, trauma, and OCD symptoms that are impacting their daily functioning. Compass Health Center's clinicians use evidence-based therapies, including CBT, DBT, ACT, and ERP, which have proven to be the gold standard for treating these conditions. In both PHP and IOP, you will work closely with your treatment team while participating in daily group therapy sessions focused on building skills and strategies to help manage symptoms.
When mental health gets in the way of living your best life, we’re here to help. Compass Health Center provides immediate access to specialized, comprehensive in-person and virtual mental health services. Our age-based Partial Hospitalization (PHP) and Intensive Outpatient (IOP) programs are designed for children, adolescents, young adults, and adults with mood, anxiety, trauma, and OCD symptoms that are impacting their daily functioning. Compass Health Center's clinicians use evidence-based therapies, including CBT, DBT, ACT, and ERP, which have proven to be the gold standard for treating these conditions. In both PHP and IOP, you will work closely with your treatment team while participating in daily group therapy sessions focused on building skills and strategies to help manage symptoms.
(773) 862-8796 View (773) 862-8796
Photo of Ascension - Behavioral Health, Downtown Chicago, Treatment Center in Chicago, IL
Ascension - Behavioral Health, Downtown Chicago
Treatment Center
Verified Verified
Chicago, IL 60602
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
The behavioral health team at Ascension Illinois, listens to understand you and deliver personalized care for your mental health and substance use recovery. Our services include outpatient psychiatry and outpatient therapy for mental health, and Intensive Outpatient (IOP) and Continuing Care (CCG) groups for substance use. Our providers work with individuals experiencing a range of behavioral health challenges to ensure that all behavioral health needs are addressed in a compassionate and holistic manner. No matter what your needs are, we are here for you and your family.
(773) 832-5619 View (773) 832-5619
Photo of InTouch & Motion, Treatment Center in Chicago, IL
InTouch & Motion
Treatment Center
Verified Verified
1 Endorsed
Chicago, IL 60641
Not just your traditional psychotherapy and counseling. Talk, draw, sing, scream, leap, or find stillness. All are welcome here. The creative arts therapies are modalities of psychotherapy that use art, dance, music or drama as the way to access, clarify, and express thoughts, ideas and emotions. Use your creative process to find new perspectives and skills to support growth and healing. Many times different parts of ourselves need nurturing and support. Although we are all trained in traditional counseling and talk therapy, we are a team of therapists that offer you so much more! Our range of services - dance/movement therapy, art therapy, psychotherapy, music therapy, and drama therapy - aim to help you find the right balance to meet your needs.
Not just your traditional psychotherapy and counseling. Talk, draw, sing, scream, leap, or find stillness. All are welcome here. The creative arts therapies are modalities of psychotherapy that use art, dance, music or drama as the way to access, clarify, and express thoughts, ideas and emotions. Use your creative process to find new perspectives and skills to support growth and healing. Many times different parts of ourselves need nurturing and support. Although we are all trained in traditional counseling and talk therapy, we are a team of therapists that offer you so much more! Our range of services - dance/movement therapy, art therapy, psychotherapy, music therapy, and drama therapy - aim to help you find the right balance to meet your needs.
(773) 832-5165 View (773) 832-5165
Photo of Chicago Psychoanalytic Institute Treatment Center, Treatment Center in Chicago, IL
Chicago Psychoanalytic Institute Treatment Center
Treatment Center
Verified Verified
Chicago, IL 60603
Thank you for taking the time to consider reaching out to us for help. The Treatment Center of the Chicago Psychoanalytic Institute provides in-depth individual, couple, group and family therapy. Through our community-based programs, we also serve many underserved neighborhoods across the greater Chicagoland area. So, whether you are an individual struggling with Depression, Anxiety, recurring relationship problems, or find yourself at an impasse in life and having questions about who you are or what you really want, our clinicians are here to help. If your child or teenager seems to be struggling in some way, our clinicians are here to help.
Thank you for taking the time to consider reaching out to us for help. The Treatment Center of the Chicago Psychoanalytic Institute provides in-depth individual, couple, group and family therapy. Through our community-based programs, we also serve many underserved neighborhoods across the greater Chicagoland area. So, whether you are an individual struggling with Depression, Anxiety, recurring relationship problems, or find yourself at an impasse in life and having questions about who you are or what you really want, our clinicians are here to help. If your child or teenager seems to be struggling in some way, our clinicians are here to help.
(312) 821-6804 View (312) 821-6804
Photo of IntraSpectrum Counseling, Treatment Center in Chicago, IL
IntraSpectrum Counseling
Treatment Center
Verified Verified
Chicago, IL 60601
IntraSpectrum Counseling is Chicago’s leading psychotherapy practice dedicated to supporting the LGBTQ+ community. We provide affirming, sex-positive and kink-friendly psychotherapy from our three locations in Andersonville and The Loop, for clients of all ages and across the spectrum of gender and sexual identities. And our offices are open extra-long hours / 7-days a week, to make therapy as convenient and accessible as possible. Our therapists help you safely discover your growth edges so you can develop more adaptive, effective coping mechanisms for life stressors. In our work together, our goals are to facilitate forward momentum, enable symptom relief, and help you form healthier relationships with yourself and others.
IntraSpectrum Counseling is Chicago’s leading psychotherapy practice dedicated to supporting the LGBTQ+ community. We provide affirming, sex-positive and kink-friendly psychotherapy from our three locations in Andersonville and The Loop, for clients of all ages and across the spectrum of gender and sexual identities. And our offices are open extra-long hours / 7-days a week, to make therapy as convenient and accessible as possible. Our therapists help you safely discover your growth edges so you can develop more adaptive, effective coping mechanisms for life stressors. In our work together, our goals are to facilitate forward momentum, enable symptom relief, and help you form healthier relationships with yourself and others.
(312) 635-5346 View (312) 635-5346
Photo of Sandstone Care Teen & Young Adult Treatment Center, Treatment Center in Chicago, IL
Sandstone Care Teen & Young Adult Treatment Center
Treatment Center, LPC, LAC, CAC-III, CSAC-A
Verified Verified
Chicago, IL 60654
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
Sandstone Care provides substance use, addiction, and mental health treatment for adolescents (ages 13 to 18) and young adults (ages 18 to 30) including Residential Treatment, Day Treatment (PHP), Intensive Outpatient (IOP), and General Outpatient (OP) programming.
(847) 496-9390 View (847) 496-9390
Behavioral Services Center
Treatment Center, PhD, LCPC, CAADC, SAP
Verified Verified
Chicago, IL 60601
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area. Our practitioners and therapists specialize in mental health and substance abuse treatments such as outpatient detox, medication management, individual therapy, domestic violence, parenting skills/coaching, anger management, and harm reduction. Our goal as a facility is to provide up-to-date, effective, and affordable integrative treatment.
Behavioral Services Center is a licensed mental health and substance abuse treatment facility in the Chicagoland area. Our practitioners and therapists specialize in mental health and substance abuse treatments such as outpatient detox, medication management, individual therapy, domestic violence, parenting skills/coaching, anger management, and harm reduction. Our goal as a facility is to provide up-to-date, effective, and affordable integrative treatment.
(847) 960-3255 View (847) 960-3255
Photo of Banyan Heartland, Treatment Center in Chicago, IL
Banyan Heartland
Treatment Center
Verified Verified
Chicago, IL 60607
Banyan Heartland is a licensed residential treatment facility that provides a personal approach to care for men and women suffering from substance use and co-occurring mental health disorders. Our highly trained team of physicians, nurses, therapists and residential staff are addiction specialists who will get to know each patient in order to develop an individualized recovery plan that follows a comprehensive model of treatment and integrates evidence-based methods with experiential therapies to treat the whole patient. Patients who complete residential treatment at Banyan Heartland will leave with a clear path to recovery and will gain the tools necessary to maintain sobriety for life.
Banyan Heartland is a licensed residential treatment facility that provides a personal approach to care for men and women suffering from substance use and co-occurring mental health disorders. Our highly trained team of physicians, nurses, therapists and residential staff are addiction specialists who will get to know each patient in order to develop an individualized recovery plan that follows a comprehensive model of treatment and integrates evidence-based methods with experiential therapies to treat the whole patient. Patients who complete residential treatment at Banyan Heartland will leave with a clear path to recovery and will gain the tools necessary to maintain sobriety for life.
(815) 671-4392 View (815) 671-4392

See more therapy options for Chicago

Cigna and Evernorth Treatment Centers

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer Employee Assistance Plans that help defray the cost of couples therapy.

What is an Employee Assistance Plan (EAP)?

Employee Assistance Plans are purchased by employers for the benefit of their employees. EAPs typically assist employees with referrals and may also provide the first few sessions of therapy free of charge, with the patient's regular health insurance kicking in after those initial sessions. EAP benefits often apply to all types of therapy without the need for a medical diagnosis, making it easier to access couples therapy, therapy for life transitions, and other non-medical counseling. Just as with standard health insurance, clients should always check that a provider accepts their EAP benefits before scheduling.

Learn more about Insurance Coverage and Finding Affordable Therapy